8730 Monterey Bay Loop, Bradenton, FL 34212 Property Records

Manatee County property record for 8730 Monterey Bay Loop, Bradenton, FL 34212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,031 sqft · built 2006
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jan 2022)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11020-5120-9`

Property Details

APN / Parcel Number

Primary APN	`11020-5120-9`
Alternative APN	`3418251102051209`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,031 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	563 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	8730 MONTEREY BAY LOOP
City	BRADENTON
State	FL
Zip	34212-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU
Legal Description	LOT 789 STONEYBROOK AT HERITAGE HARBOUR SUBPHASE D UNIT 1 PI#11020.5120/9
Legal Range	18E
Legal Township	34S
Legal Section	25
Legal Subdivision	STONEYBROOK AT HERITAGE HARBOUR D-1
Legal Tract	01102005
Legal Lot Number	789
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3007
Census Tract	2025

Owner

8730 Monterey Bay Loop is owned and occupied by two individuals who bought it in January 2022.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8730 MONTEREY BAY LOOP, BRADENTON, FL 34212-6318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jan 8, 2018	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Feb 24, 2006 · Amount on File
Deed Document Number	202213344
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 28, 2022
Property Address	8730 MONTEREY BAY LOOP, BRADENTON, FL 34212-6318
Document Number	0041013344
Map Reference	MB 44 PG 168
Instrument Date	Jan 14, 2022
Instrument	202241013344
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6304 13TH AVE E, 6304, BRADENTON, FL 34208-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7069 MARIGOLD DR, NORTH TONAWANDA, NY 14120-1283

Mortgage

Document Number	0041013345
Date	Jan 28, 2022
Instrument	202241013345

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	8730 MONTEREY BAY LOOP, BRADENTON, FL 34212-6318
Document Number	0027097587
Book / Page	002709 / 007587
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8730 MONTEREY BAY LOOP BRADENTON FL 342126318, BRADENTON, FL 34212-6318

Mortgage

Document Number	0027097587
Date	Jan 16, 2018
Book Page	002709/007587
Instrument	41004586

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 8730 Monterey Bay Loop was $6,403 with a homeowner's exemption, down 4.9% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,387 (-0.06%) Land $51,000 Building $366,387	$417,387 (-0.06%) Land $51,000 Building $366,387
2025	$6,403.00 (-4.86%) Homeowner's exemption	$417,617 (-5.76%) Land $51,000 Building $366,617	$417,617 (-5.76%) Land $51,000 Building $366,617
2024	$6,730.00 (-2.79%) Homeowner's exemption	$443,130 (-0.99%) Land $51,000 Building $392,130	$443,130 (-0.99%) Land $51,000 Building $392,130
2023	$6,923.00 (+128.03%) Homeowner's exemption	$447,582 (+148.12%) Land $51,000 Building $396,582	$447,582 (+15.94%) Land $51,000 Building $396,582
2022	$3,036.00 Homeowner's exemption	$180,388	$386,041 Land $50,000 Building $336,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8730 Monterey Bay Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8730 Monterey Bay Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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