8730 Monarch Rd, Philpot, KY 42366 Property Records

Daviess County property record for 8730 Monarch Rd, Philpot, KY 42366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,720 sqft · built 1998
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Dec 2010 Mortgage Oct 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`111-00-00-017-01-000`

Property Details

APN / Parcel Number

Primary APN	`111-00-00-017-01-000`
Alternative APN	`2258752`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	945 sqft
Basement Area	945 sqft
Finished Basement	945 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	257,004 sqft (5.9 acres)
Garage Type	Mixed
Garage Area	1,545 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Street Address	8730 MONARCH RD
City	PHILPOT
State	KY
Zip	42366-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8730 MONARCH RD
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	1
Census Block	1019
Census Tract	1502

Owner

8730 Monarch Rd is owned and occupied by two individuals.

Source: Daviess County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2010	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Oct 20, 2005	Deed of Trust, Mortgage OLD NATIONAL BANK
Aug 11, 2005	Deed of Trust, Mortgage OLD NATIONAL BANK
Aug 1, 2007	Deed of Trust, Mortgage OLD NATIONAL BANK
Feb 24, 2005	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Oct 1, 2007	Deed of Trust, Mortgage OLD NATIONAL BANK
Aug 29, 2011	Deed of Trust, Mortgage WHITESVILLE COMMUNITY CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	REGIONAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001790/133
Date	Dec 20, 2010
Book Page	1790/133
Instrument	2010-01341665

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001462/379
Date	Oct 20, 2005
Book Page	1462/379
Instrument	2005-00018677

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount on Record
Term	9 Months
Due	Jul 3, 2006

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001445/805
Date	Aug 11, 2005
Book Page	1445/805
Instrument	2005-00013865

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jul 22, 2015

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001590/727
Date	Aug 1, 2007
Book Page	1590/727
Instrument	2007-00012999

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jul 19, 2017

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001407/915
Date	Feb 24, 2005
Book Page	1407/915
Instrument	2005-00002990

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jan 28, 2030

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001602/145
Date	Oct 1, 2007
Book Page	1602/145
Instrument	2007-00016619

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount on Record
Term	5 Months
Due	Mar 10, 2008

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8730 MONARCH RD, PHILPOT, KY 42366-8901
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001827/966
Date	Aug 29, 2011
Book Page	1827/966
Instrument	1383088

Lender

Name	WHITESVILLE COMMUNITY CU INC
Address	WHITESVILLE, KY 42378

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 26, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 8730 Monarch Rd was $2,937.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,800 (+3.44%)	$294,800 (+3.44%)
2025	$2,937.00	$285,000 Land $59,000 Building $226,000	$285,000 Land $59,000 Building $226,000
2023		$285,000	$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8730 Monarch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8730 Monarch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	E DAVIESS CO WATER ASSOC INC private · serves 11,997 people · EPA ID KY0300109
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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