873 Worcester Dr, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 873 Worcester Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,233 sqft · built 1965
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,800 (Dec 2025)
Tax Bill	$14,257 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422400 60.12-1-8`

Property Details

APN / Parcel Number

Primary APN	`422400 60.12-1-8`
Alternative APN	`240006001200010080000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,233 sqft Living Area
1st Floor Area	3,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Basement
Porch	Slab
Porch Area	179 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	873 WORCESTER DR
City	SCHENECTADY
State	NY
Zip	12309-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MAP #4 AVON CREST
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2017
Census Tract	31901

Owner

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 FONDA RD, B, WATERFORD, NY 12188-1813
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Nov 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	202529810
Deed Book / Page	2162 / 899
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	0000060493
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 22, 2025
Property Address	873 WORCESTER DR, SCHENECTADY, NY 12309-4919
Document Number	0000029810
Instrument Date	Dec 22, 2025
Instrument	202529810
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	873 WORCESTER DR, NISKAYUNA, NY 12309-4919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FONDA RD # B, B, WATERFORD, NY 12188-1813

Mortgage

Document Number	0000029811
Date	Dec 22, 2025
Instrument	202529811

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 16, 2022
Property Address	873 WORCESTER DR, SCHENECTADY, NY 12309-4919
Document Number	0000060493
Book / Page	2096 / 852
Instrument Date	Aug 18, 2022
Instrument	202260493
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	873 WORCESTER DR, 873, NISKAYUNA, NY 12309-4919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	91 LONG LOTS RD, WESTPORT, CT 06880-3919

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,257.00	$330,000 (-) Land $60,900 Building $269,100	$488,900 (+11.11%) Land $90,224 Building $398,676
2024		$330,000 (-) Land $60,900 Building $269,100	$440,000 (+5.34%) Land $81,200 Building $358,800
2023		$330,000 Land $60,900 Building $269,100	$417,700 Land $77,085 Building $340,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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