873 Senora Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 873 Senora Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,981 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$12 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25 127B`

Property Details

APN / Parcel Number

Primary APN	`25 127B`
Alternative APN	`6465`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
Gross Area	5,158 sqft
1st Floor Area	3,842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	992 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6465
Street Address	873 SENORA RD
City	LANCASTER
State	VA
Zip	22503-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	NR SENORA .50 AC LR05/1075
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4014
Census Tract	30100

Owner

Source: Lancaster County records · APN 25 127B

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	873 SENORA RD, LANCASTER, VA 22503-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Recording Date	May 01, 2026
Property Address	873 SENORA RD, LANCASTER, VA 22503-4318
Document Number	0000000824
Instrument Date	Apr 22, 2026
Instrument	2026824
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 SENORA RD, LANCASTER, VA 22503-4318

Mortgage

Document Number	0000000824,
Date	May 01, 2026
Instrument	2026824

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12.00 (-97.54%)	$235,700 (+52.26%) Land $13,500 Building $222,200	$235,700 (+52.26%) Land $13,500 Building $222,200
2023	$487.00	$154,800 Land $13,500 Building $141,300	$154,800 Land $13,500 Building $141,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 26 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Virginia Everywhere Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile USA Fixed Wireless	100 / 20