873 Oak St, Monterey, CA 93940 Property Records

Monterey County property record for 873 Oak St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,141 sqft · built 1941
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$1,175,000 (Jun 2022)
Tax Bill$14,385 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN001-128-002-000

Property Details

APN / Parcel Number

Primary APN001-128-002-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address873 OAK ST
CityMONTEREY
StateCA
Zip93940-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITHERS ADD TO MONTEREY LOT 12 14 BLK 1
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block1
Legal Lot Number12
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1002
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1742 HARTE DR, SAN JOSE, CA 95124-1727
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jun 30, 2022Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Deed Document Number202229122
Prior Transfer DateApr 29, 2022
Prior Transfer Doc0000020744
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address873 OAK ST, MONTEREY, CA 93940-1213
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1742 HARTE DR, SAN JOSE, CA 95124-1727

Mortgage

Document Number0000037112
DateSep 7, 2022
Instrument2022037112
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 30, 2022
Property Address873 OAK ST, MONTEREY, CA 93940-1213
Document Number0000029122
Map ReferenceVOL 1 PG 4
Instrument DateJun 28, 2022
Instrument2022029122
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1742 HARTE DR, SAN JOSE, CA 95124-1727

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,271,857 (+2%) Land $730,641 Building $541,216
2025$14,385.00 (+10.3%)$1,246,919 (+4.04%) Land $716,315 Building $530,604
2023$13,042.00 (+95.06%)$1,198,500 Land $688,500 Building $510,000
2022$6,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Razzolink.

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