873 Fruit Cove Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 873 Fruit Cove Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,359 sqft · built 1972
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Oct 2020)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007650-0000`

Property Details

APN / Parcel Number

Primary APN	`007650-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,359 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,735 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	357 sqft
Patio Area	1,175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	873 FRUIT COVE RD
City	SAINT JOHNS
State	FL
Zip	32259-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	10-46 MANDARIN MEADOWS SOUTH LOTS 1 & 2 BLK 4 OR5059/825
Legal Range	27E
Legal Township	04S
Legal Section	54
Legal Subdivision	MANDARIN MEADOWS SOUTH
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1011
Census Tract	20803

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	873 FRUIT COVE RD, SAINT JOHNS, FL 32259-2850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	202085941
Deed Book / Page	5059 / 825
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	0036980626
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	873 FRUIT COVE RD, SAINT JOHNS, FL 32259-2850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046300299
Date	Oct 23, 2018
Book Page	4630/0299
Instrument	2018076377

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 1, 2020
Property Address	873 FRUIT COVE RD, SAINT JOHNS, FL 32259-2850
Document Number	0050590825
Book / Page	5059 / 825
Map Reference	MB 10 PG 44-47
Instrument Date	Sep 29, 2020
Instrument	2020085941
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6128 CIRCLEVIEW DR, 6128, HALTOM CITY, TX 76180-8078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 FRUIT COVE RD, SAINT JOHNS, FL 32259-2850

Mortgage

Document Number	5059827
Date	Oct 1, 2020
Instrument	5059/827

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,841 (+2.7%)	$463,416 (+1.29%) Land $125,000 Building $338,416
2025	$4,662.00 (+12.39%) Homeowner's exemption	$360,118 (+2.9%)	$457,510 (-4.99%) Land $110,000 Building $347,510
2024	$4,148.00 (+1.99%) Homeowner's exemption	$349,969 (+3%)	$481,526 (+2.37%) Land $105,000 Building $376,526
2023	$4,067.00 (+2.86%) Homeowner's exemption	$339,776 (+3%)	$470,363 (+6.53%) Land $115,000 Building $355,363
2022	$3,954.00 Homeowner's exemption	$329,880	$441,545 Land $89,600 Building $351,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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