San Diego County property record for 873 Florida St, Imperial Beach, CA 91932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1967 |
| Lot Size | 0.297 acres (12,947 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | Nov 2025 Reverse Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 626-332-06-00 |
| Primary APN | 626-332-06-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,524 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 12,947 sqft (0.297 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 873 FLORIDA ST |
|---|---|
| City | IMPERIAL BEACH |
| State | CA |
| Zip | 91932-2273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3000 |
| Legal Description | BLK 34 LOT 18 LOTS 15 TO 17 & /EXC S 10 FT/ W 100 FT OF TR 000497 |
| Legal Subdivision | SOUTH S D COS |
| Legal Tract | 000497 |
| Legal Block | 34 |
| Legal Lot Number | 15,18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10401 |
873 Florida St is owned and occupied by an individual who acquired it in May 1996.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 873 FLORIDA ST, IMPERIAL BEACH, CA 91932-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 23, 1996 |
| Transfer Doc | 0000281533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 873 FLORIDA ST, IMPERIAL BEACH, CA 91932-2273 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 873 FLORIDA ST, IMPERIAL BEACH, CA 91932-2273 |
| Document Number | 0000311542 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-0311542 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 873 FLORIDA ST, IMPERIAL BEACH, CA 91932-2273 |
| Document Number | 0000189078 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | MIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 873 FLORIDA ST IMPERIAL BEACH CA 919322273, IMPERIAL BEACH, CA 91932-2273 |
| Document Number | 0000189078 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 189078 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2049 |
The 2025 property tax bill for 873 Florida St was $1,240.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Imperial Beach City |
| Elementary School District | South Bay Union School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $77,474 (+2%) Land $41,212 Building $36,262 | |
| 2025 | $1,240.00 Homeowner's exemption | $75,955 Land $40,404 Building $35,551 |
| 2023 | $1,230.00 (-15.41%) Homeowner's exemption | $673,200 Land $479,400 Building $193,800 |
| 2022 | $1,454.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 873 Florida St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1988–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 873 Florida St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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