Albany County and Westerlo Town property record for 873 Co Rte 408, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,738 sqft · built 1975 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,959 (2026) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 126.-2-31 |
| Primary APN | 013800 126.-2-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Upper Floors Area | 170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12600000020310000000 |
|---|---|
| Street Address | 873 COUNTY ROUTE 408 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 14803 |
873 Co Rte 408 is owned and occupied by two individuals who acquired it in April 2023.
Source: Albany County and Westerlo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 873 COUNTY ROUTE 408, WESTERLO, NY 12193-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2023 |
| Transfer Doc | 0000000972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 19, 2023 |
| Property Address | 873 COUNTY ROUTE 408, WESTERLO, NY 12193-1810 |
| Document Number | 0000000972 |
| Instrument Date | Apr 27, 2023 |
| Instrument | R2023-8972 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & STLMT SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 873 COUNTY ROUTE 408, WESTERLO, NY 12193-1810 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 CHASE RD, WALLKILL, NY 12589-4501 |
The 2026 property tax bill for 873 Co Rte 408 was $1,959 with exemptions applied, up 100.7% from the year before.
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,959.00 (+100.72%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $976.00 Homeowner's exemption Senior Citizen's exemption | $1,000 Land $200 Building $800 | $172,414 Land $34,483 Building $137,931 |
| 2023 | $1,000 (-) Land $200 Building $800 | $156,300 (+17.23%) Land $31,260 Building $125,040 | |
| 2022 | $1,000 Land $200 Building $800 | $133,333 Land $26,667 Building $106,666 | |
| 2021 | $752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 873 Co Rte 408 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 873 Co Rte 408 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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