873 Cherry Ln, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 873 Cherry Ln, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,275 sqft · built 1958
Lot Size	0.18 acres (7,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Sep 2023)
Tax Bill	$26,581 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`39-557-00-0008`

Property Details

APN / Parcel Number

Primary APN	`39-557-00-0008`
Alternative APNs	`2089-39-557-00-0008-0` `39557000008000000000` `282089 39.-557-8` `39557 00080`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,275 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,987 sqft
Basement Area	891 sqft
Finished Basement	852 sqft
Unfinished Basement	39 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Other
Lot Area	7,828 sqft (0.18 acres)
Lot Dimensions	103 ft deep x 71 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39557 00080
Street Address	873 CHERRY LN
City	VALLEY STREAM
State	NY
Zip	11581-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 014
Legal Subdivision	NORTH WOODMERE KNOLLS SEC 04
Legal Block	557
Legal Lot Number	8
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4014
Census Tract	410900

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 MONTAUK CT, BROOKLYN, NY 11235-5125
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage BETHPAGE FCU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	2023-57640
Deed Book / Page	D14422 / 841
Record Updated	Oct 29, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Sep 27, 2023
Property Address	873 CHERRY LN, VALLEY STREAM, NY 11581-2722
Document Number	D144220841
Book / Page	D14422 / 841
Map Reference	MAP 6711
Instrument Date	Sep 18, 2023
Instrument	2023-57640
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	873 CHERRY LN, VALLEY STREAM, NY 11581-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 MONTAUK CT, BROOKLYN, NY 11235-5125

Mortgage

Document Number	0202357641
Date	Sep 27, 2023
Instrument	2023-57641

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	12.1%
Index	1-Year T-Bill
Max Rate	13.1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	873 CHERRY LN, VALLEY STREAM, NY 11581-2722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0443500267
Date	Jul 8, 2020
Book Page	44350/267
Instrument	2020-059143

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Hewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726 (-12.42%) Land $283 Building $443	$726,000 (-12.42%)
2025	$26,581.00 (+5.01%)
2023	$25,312.00 Additional exemption filed	$829 Land $324 Building $505	$829,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 208 policies
Nearby Flood Policies	208 in force
Nearby Flood Claims	138 (1980–2023)
Claims Outside the SFHA	65 of 138
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 77 claims Hurricane Irene, Sep 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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