8729 Metsa Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8729 Metsa Rd, Cook, MN 55723

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.25 ba · 1,146 sqft · built 1940
Lot Size	0.819 acres (35,709 sqft)
Owner	Individual Name on Record
Last Sale	$453,000 (Aug 2022)
Tax Bill	$4,434 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`250-0040-00300`

Property Details

APN / Parcel Number

Primary APN	`250-0040-00300`
Alternative APNs	`1135172` `909309`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,146 sqft Gross Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	35,709 sqft (0.819 acres)
Garage Area	864 sqft
Deck Area	20 sqft
Cabin	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1135172
Street Address	8729 METSA RD
City	COOK
State	MN
Zip	55723-8818
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 24 SERIAL #
Legal Subdivision	DA BI NA WA TOWN OF BEATTY
Legal Lot Number	24
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2050
Census Tract	15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	792 HIAWATHA AVE, SAINT PAUL, MN 55127-5117
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	20221449853
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2022
Property Address	8729 METSA RD, COOK, MN 55723-8818
Document Number	0001449853
Instrument Date	Aug 15, 2022
Instrument	1449853
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,494.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	792 HIAWATHA AVE, VADNAIS HEIGHTS, MN 55127-5117
Investor	Possibly a Property Investor

Mortgage

Document Number	0001449854
Date	Aug 16, 2022
Instrument	1449854

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,434.00 (+4.13%)
2025	$4,258.00 (-1.75%)	$484,200 (+11.46%) Land $190,800 Building $293,400	$484,200 (+11.46%) Land $190,800 Building $293,400
2024	$4,334.00	$434,400 (+19.7%) Land $172,900 Building $261,500	$434,400 (+19.7%) Land $172,900 Building $261,500
2022		$362,900 Land $155,600 Building $207,300	$362,900 Land $155,600 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: AT&T.

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