8729 7th St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 8729 7th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Rural Home
Details	3 bd · 2.75 ba · 1,440 sqft · built 2004
Lot Size	10 acres (438,649 sqft)
Owner	2 Individual Names on File
Last Sale	$8,500 (Nov 2017)
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10.00499.01`

Property Details

APN / Parcel Number

Primary APN	`10.00499.01`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	438,649 sqft (10 acres)
Garage Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8729 7TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-32 TWP-036 RANGE-029 10.07 AC S 933 FT OF W 470 FT OF E 1910 FT OF S1/2 SW1/4
Legal Range	029
Legal Township	036
Legal Section	32
Jurisdiction	BENTON MN
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2045
Census Tract	20300

Owner

Source: Benton County records · APN 10.00499.01

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8729 7TH ST SE, SAINT CLOUD, MN 56304-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK MINNESOTA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	2017426390
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	8729 7TH ST SE, SAINT CLOUD, MN 56304-9700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443526
Date	Jun 15, 2020
Instrument	443526

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 04, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	8729 7TH ST SE, SAINT CLOUD, MN 56304-9700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	HEARTLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	448122
Date	Dec 11, 2020
Instrument	448122

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	St. George Township
Unified School District	Foley Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 (+19.99%) Homeowner's exemption	$457,700 (+6.24%) Land $92,800 Building $364,900	$457,700 (+6.24%) Land $92,800 Building $364,900
2023	$3,072.00	$430,800 Land $82,700 Building $348,100	$430,800 Land $82,700 Building $348,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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