8728 Vanguard Pl, Lakeside, CA 92040 Property Records

San Diego County property record for 8728 Vanguard Pl, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1971
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Aug 2012)
Tax Bill	$5,435 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`397-211-03-00`

Property Details

APN / Parcel Number

Primary APN	`397-211-03-00`
Alternative APN	`3972100600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,250 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	9,800 sqft (0.225 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3972100600
Street Address	8728 VANGUARD PL
City	LAKESIDE
State	CA
Zip	92040-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 17 LOT 16 POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	17
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2012 · Amount on Record
Deed Sale	Aug 10, 2012 · Amount on Record
Prior Sale	Apr 13, 2012 · Amount on Record
Deed Document Number	2012477573
Last Transfer Date	Mar 3, 2015
Transfer Doc	0000114552
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143

Mortgage

Document Number	0000782076
Date	Nov 10, 2021
Instrument	2021-0782076

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143

Mortgage

Document Number	0000305739
Date	Apr 20, 2021
Instrument	2021-0305739

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8728 VANGUARD PL, LAKESIDE, CA 92040-5143

Mortgage

Document Number	0000658992
Date	Oct 27, 2020
Instrument	2020-0658992

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,458 (+2%) Land $138,157 Building $271,301
2025	$5,435.00 (+4.26%) Homeowner's exemption	$401,431 (+4.04%) Land $135,449 Building $265,982
2023	$5,213.00 (+2.12%) Homeowner's exemption	$385,845 Land $130,191 Building $255,654
2022	$5,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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