8728 45th St, Lyons, IL 60534 Property Records

Cook County property record for 8728 45th St, Lyons, IL 60534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1955
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on File
Last Sale	$6,500 (Sep 1999)
Tax Bill	$1,301 (2023)
Deeds & Mortgages	Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-305-050`

Property Details

APN / Parcel Number

Primary APN	`18-02-305-050`
Alternative APN	`18-02-305-050-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,100 sqft (0.117 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	8728 45TH ST
City	LYONS
State	IL
Zip	60534-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H O (STONE) & COMPANYS (FIFTH) ADD TO (RIVERSIDE) IN SEC 2 & SEC 3 SEC 02-38-12
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	STONE & COMPANYS FIFTH ADD TO RIVERSIDE
Legal Lot Number	80
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	4
Census Block	4003
Census Tract	819200

Owner

Source: Cook County records · APN 18-02-305-050

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8728 45TH ST, LYONS, IL 60534-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 1999 · Amount on Record
Deed Sale	Sep 17, 1999 · Amount on Record
Deed Document Number	1999487
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8728 45TH ST, LYONS, IL 60534-1619
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8728 45TH ST, LYONS, IL 60534-1619

Mortgage

Document Number	0003420320
Date	Feb 03, 2022
Instrument	2203420320

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.83%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,001 (+31.06%) Land $2,933 Building $15,068	$180,010 (+31.06%) Land $29,330 Building $150,680
2023	$1,301.00 (-48.04%)
2022	$2,504.00 Homeowner's exemption	$13,735 Land $2,550 Building $11,185	$137,350 Land $25,500 Building $111,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 720 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0310330, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BROOKFIELD serves 18,776 people
Water Source	Purchased surface water from BROOKFIELD-NORTH RIVERSIDE WATER COMM.
Last State Inspection	Sep 2024
Also Mapped Here	LYONS
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.