8727 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8727 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 1917
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2014)
Tax Bill	$8,187 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`43A-4638-4-1`

Property Details

APN / Parcel Number

Primary APN	`43A-4638-4-1`
Alternative APN	`043A-4638-004-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,568 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	8727 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0004 AR: 043A PAGE: 4638
Legal Subdivision	TOLER HEIGHTS
Legal Block	E
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8727 THERMAL ST, OAKLAND, CA 94605-4017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit PATELCO CREDIT UNION
Dec 26, 2025	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Prior Sale	Nov 21, 2001 · Amount on Record
Deed Document Number	2014263810
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000165434
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	May 27, 2026
Property Address	8727 THERMAL ST, OAKLAND, CA 94605-4017
Document Number	0000069358
Instrument Date	May 18, 2026
Instrument	202669358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	8727 THERMAL ST, OAKLAND, CA 94605-4017

Mortgage

Document Number	0000069358,
Date	May 27, 2026
Instrument	202669358

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 18, 2051

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 26, 2025
Property Address	8727 THERMAL ST, OAKLAND, CA 94605-4017
Document Number	0000165434
Map Reference	MB 23 PG 34 & 35
Instrument Date	Nov 20, 2025
Instrument	2025165434
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8727 THERMAL ST, OAKLAND, CA 94605-4017

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,167 (+35.25%) Land $196,050 Building $454,117
2025	$8,187.00 (-0.33%)	$480,723 (+4.04%) Land $144,217 Building $336,506
2023	$8,214.00	$462,060 Land $138,618 Building $323,442	$704,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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