8726 Riverwood Rd, Terrell, NC 28682 Property Records

Catawba County property record for 8726 Riverwood Rd, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 2002
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Sep 1996)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4617-04-74-1473`

Property Details

APN / Parcel Number

Primary APN	`4617-04-74-1473`
Alternative APN	`0009356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	3,264 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	176 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8726 RIVERWOOD RD
City	TERRELL
State	NC
Zip	28682-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 48 RIVERWOOD PL 26-38
Legal Subdivision	RIVERWOOD PL 26-38
Legal Lot Number	48
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2017
Census Tract	11505

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8726 RIVERWOOD RD, TERRELL, NC 28682-9799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Feb 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1996 · Amount on Record
Deed Sale	Sep 1, 1996 · Amount on Record
Deed Book / Page	2003 / 1661
Last Transfer Date	Jun 8, 2007
Transfer Doc	0028430867
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	8726 RIVERWOOD RD, TERRELL, NC 28682-9799
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8726 RIVERWOOD RD, TERRELL, NC 28682-9799

Mortgage

Document Number	0039850647
Date	Dec 4, 2025
Book Page	3985/647
Instrument	23748

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	8726 RIVERWOOD RD, TERRELL, NC 28682-9799
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036361810
Date	Feb 26, 2021
Book Page	3636/1810
Instrument	4369

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	8726 RIVERWOOD RD, TERRELL, NC 28682-9799
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034911928
Date	Feb 11, 2019
Book Page	03491/1928
Instrument	02212

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	8726 RIVERWOOD RD, TERRELL, NC 28682-9799
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035651217
Date	Apr 14, 2020
Book Page	3565/1217
Instrument	6878

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,800 (-) Land $59,400 Building $387,400
2025	$1,781.00 (-19.05%)	$446,800 (+66.34%) Land $59,400 Building $387,400
2024	$2,200.00 (+2.09%)
2023	$2,155.00	$268,600 Land $45,500 Building $223,100	$446,800 Land $59,400 Building $387,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERWOOD S/D private · serves 104 people · EPA ID NC0118254
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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