8725 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 8725 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,448 sqft · built 1991
Lot Size2 acres (87,120 sqft)
Owner2 Trust Names on Record
Tax Bill$620 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN3-09-5-22-00-0-00005-01

Property Details

APN / Parcel Number

Primary APN3-09-5-22-00-0-00005-01

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,448 sqft Adjusted Area
1st Floor Area1,096 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)

Location & Zoning

Street Address8725 W OAK GROVE RD
CityHERNANDO
StateMS
Zip38632-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPT NE1/4 NW1/4
Legal Range009
Legal Township03S
Legal Section22
Legal Lot Number5
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group2
Census Block2002
Census Tract71200

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address8725 W OAK GROVE RD, HERNANDO, MS 38632-9718
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Jun 12, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 12, 2019
Transfer Doc000890/367
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address8725 W OAK GROVE RD, HERNANDO, MS 38632-9718
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8725 W OAK GROVE RD, HERNANDO, MS 38632-9718

Mortgage

Document Number5663/24855
DateMar 10, 2026
Book Page5663/24855
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 25, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJun 12, 2019
Property Address8725 W OAK GROVE RD, HERNANDO, MS 38632-9718
Document Number000890/367
Book / Page0890 / 367
Instrument DateJun 12, 2019
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8725 W OAK GROVE RD, HERNANDO, MS 38632-9718

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$620.00 (+16.76%)$11,026 (+33.83%) Land $2,000 Building $9,026$110,259 (+33.83%) Land $20,000 Building $90,259
2023$531.00$8,239$82,390 Land $20,000 Building $62,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 55% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUDORA UTILITIES ASSOCIATION
public/private · serves 3,749 people · EPA ID MS0170006
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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