8725 E Ruth Dr, Branch, MI 49402 Property Records

Oceana County property record for 8725 E Ruth Dr, Branch, MI 49402 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size18,059 sqft (0.414 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2023)
Tax Bill$1,060.00 (2024)

Property Details

APN / Parcel Number

Primary APN004-600-032-00

Exterior

Lot Area18,059 sqft (0.414 acres)

Location & Zoning

Street Address8725 E RUTH DR
CityBRANCH
StateMI
Zip49402-9513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description8725 E RUTH DR MLC885474 QC979707 WATER WONDERLAND LOT 32
Legal SubdivisionWATER WONDERLAND
Legal Lot Number32
JurisdictionOCEANA MI
Minor Civil DivisionCOLFAX
Census Blockgroup1
Census Block1001
Census Tract10500

Owner

Source: Oceana County records · APN 004-600-032-00

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2317 N 20TH ST, FOUNTAIN, MI 49410-9738
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2025Deed of Trust, Mortgage · Conventional Mortgage
WEST SHORE BANK
Oct 31, 2023Warranty Deed, Transfer · Conventional Mortgage
WEST SHORE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Deed Doc Number20235289
Deed Book / Page2023 / 19302
Record RefreshedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEANA MI
Property Address8725 E RUTH DR, BRANCH, MI 49402-9513
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8725 E RUTH DR, BRANCH, MI 49402-9513

Mortgage

Document Number2025/15215
DateAug 06, 2025
Book Page2025/15215
Instrument202500004116
Lender
NameWEST SHORE BANK
TypeBank
AddressLUDINGTON, MI 49431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2040

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOCEANA MI
Recording DateOct 31, 2023
Property Address8725 E RUTH DR, BRANCH, MI 49402-9513
Document Number2023/19302
Book / Page2023 / 19302
Instrument DateOct 23, 2023
Instrument202300005289
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyTALON TITLE AGENCY, TALON GROUP T&E AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1330 PRINCETON RD, MUSKEGON, MI 49441-3822

Transferred To (Grantee/Buyer)

NameVerified Name
Address2317 N 20TH ST, FOUNTAIN, MI 49410-9738

Mortgage

Document Number202300005290
DateOct 31, 2023
Instrument202300005290
Lender
NameWEST SHORE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate8.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change8.12%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate14.1%

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOceana County
County SubdivisionColfax Township
Unified School DistrictWalkerville Rural Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$52,800 (-0.94%)$105,600 (-0.94%)
2025$53,300 (+66.56%) Land $53,300$106,600 (+66.56%) Land $106,600
2024$1,060.00 (-19.7%)
2023$32,000 Land $32,000$64,000 (-) Land $64,000
2022$1,320.00$64,000

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