St. Louis County property record for 8725 Birch Lake Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1985 |
| Lot Size | 1.63 acres (71,399 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Sep 2019) |
| Tax Bill | $5,174 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-0030-00160 |
| Primary APN | 610-0030-00160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Gross Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 71,399 sqft (1.63 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 99 sqft |
| Cabin | 320 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1077767 |
|---|---|
| Street Address | 8725 BIRCH LAKE RD |
| City | ELY |
| State | MN |
| Zip | 55731-8300 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0016 BLOCK:000 SERIAL # |
| Legal Subdivision | NORTH BAY HOMESITES |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2138 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4113 19TH AVE S, MINNEAPOLIS, MN 55407-3421 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage THRIVENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 20191363671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8725 BIRCH LAKE RD, ELY, MN 55731-8300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001403330 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 1403330 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 19, 2019 |
| Property Address | 8725 BIRCH LAKE RD, ELY, MN 55731-8300 |
| Document Number | 00A1363671 |
| Instrument Date | Aug 30, 2019 |
| Instrument | A1363671 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,914.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4113 19TH AVE S MINNEAPOLIS MN 554073421, MINNEAPOLIS, MN 55407-3421 |
| Document Number | A1363672 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | A1363672 |
| Name | THRIVENT FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,174.00 (+4.06%) | ||
| 2025 | $4,972.00 (+29.95%) | $506,600 (-1.17%) Land $204,000 Building $302,600 | $506,600 (-1.17%) Land $204,000 Building $302,600 |
| 2024 | $3,826.00 | $512,600 (+34.33%) Land $204,000 Building $308,600 | $512,600 (+34.33%) Land $204,000 Building $308,600 |
| 2022 | $381,600 Land $152,700 Building $228,900 | $381,600 Land $152,700 Building $228,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 87% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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