8725 Apalachee Dr, Cincinnati, OH 45249 Property Records

Hamilton County property record for 8725 Apalachee Dr, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,914 sqft · built 1977
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-0210-0279-00`

Property Details

APN / Parcel Number

Primary APN	`620-0210-0279-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,914 sqft Living Area
Gross Area	4,112 sqft
1st Floor Area	1,261 sqft
2nd Floor Area	1,107 sqft
Basement Area	1,261 sqft
Finished Basement	546 sqft
Unfinished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8725 APALACHEE DR
City	CINCINNATI
State	OH
Zip	45249-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	APALACHEE DR 95 X 150.00 LOT 85 PEMMICAN RUN SUB BLK B PT 1
Legal Subdivision	PEMMICAN RUN SUB
Legal Block	B
Legal Lot Number	85
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	2
Census Block	2007
Census Tract	24323

Owner

8725 Apalachee Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Hamilton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8725 APALACHEE DR, CINCINNATI, OH 45249-2501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 6, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Oct 5, 2017	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	202265993
Deed Book / Page	14702 / 1342
Prior Transfer Date	May 30, 2012
Prior Transfer Doc	0000091681
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8725 APALACHEE DR, CINCINNATI, OH 45249-2501
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8725 APALACHEE DR, CINCINNATI, OH 45249-2501

Mortgage

Document Number	0000015847
Date	Mar 4, 2026
Book Page	15615/1181
Instrument	2026-0015847

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2022
Property Address	8725 APALACHEE DR, CINCINNATI, OH 45249-2501
Document Number	0000065993
Book / Page	14702 / 1342
Map Reference	MB 202 PG 22-26
Instrument Date	Jun 27, 2022
Instrument	2022-0065993
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8725 APALACHEE DR, CINCINNATI, OH 45249-2501

Mortgage

Document Number	0000065994
Date	Jul 6, 2022
Instrument	2022-0065994

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 5, 2017
Property Address	8725 APALACHEE DR, CINCINNATI, OH 45249-2501
Document Number	0000091202
Book / Page	013517 / 000632
Instrument Date	Sep 28, 2017
Instrument	91202
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8725 APALACHEE DR CINCINNATI OH 452492501, CINCINNATI, OH 45249-2501

Mortgage

Document Number	91203
Date	Oct 5, 2017
Book Page	013517/000634
Instrument	91203

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8725 Apalachee Dr was $7,955, up 3.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,955.00 (+3.19%)	$157,501 (+%) Land $21,613 Building $135,888	$450,000 Land $61,750 Building $388,250
2024	$7,709.00 (+0.55%)	$157,499 (-) Land $21,612 Building $135,887
2023	$7,667.00 (+26.83%)	$157,499 (+56.25%) Land $21,612 Building $135,887	$450,000 Land $61,750 Building $388,250
2022	$6,045.00 Homeowner's exemption	$100,801 Land $19,618 Building $81,183
2020			$288,000 Land $56,050 Building $231,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8725 Apalachee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8725 Apalachee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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