Catawba County property record for 8724 Harbor Cir, Terrell, NC 28682 · Last verified August 2026
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,055 sqft · built 2006 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,175,000 (Mar 2024) |
| Tax Bill | $4,594 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4616-04-73-1572 |
| Primary APN | 4616-04-73-1572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 3,055 sqft Living Area |
| 1st Floor Area | 3,240 sqft 1st Floor |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 27,878 sqft (0.64 acres) |
| Patio Area | 420 sqft Patio |
| View / Lot | Waterfront / Beach |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8724 HARBOR CIR |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9743 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LT 21 & ADJ PL 13-18 |
| Legal Subdivision | B L KISER MAP 2 |
| Legal Lot Number | 21 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4616-04-73-1572
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Mar 20, 2024 | Warranty Deed, Transfer |
| Aug 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEATRUST MORTGAGE CO |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 20244779 |
| Deed Book / Page | 3861 / 1487 |
| Prior Transfer Date | Mar 11, 2011 |
| Prior Transfer Doc | 0030681629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 26, 2026 |
| Property Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Document Number | 0000010396 |
| Book / Page | 4022 / 1822 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202610396 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010396, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 4022/1822 |
| Instrument | 202610396 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Mar 20, 2024 |
| Property Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Document Number | 0038611487 |
| Book / Page | 3861 / 1487 |
| Map Reference | MB 13 PG 18 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 4779 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3125 COLUMBUS CIR, CHARLOTTE, NC 28208-5017 |
| Name | Verified Name |
|---|---|
| Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0038251300 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 3825/1300 |
| Instrument | 14266 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036421358 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 3642/1358 |
| Instrument | 6397 |
| Name | SEATRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 17, 2018 |
| Property Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Document Number | 0034671804 |
| Book / Page | 03467 / 1804 |
| Map Reference | MB13 PG18 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 13975 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | THE TITLE CO OF NORTH CAROLI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 HARVEST DR, 609, MCKINNEY, TX 75072-5384 |
| Name | Verified Name |
|---|---|
| Address | 8724 HARBOR CIR, TERRELL, NC 28682-9743 |
| Document Number | 13976 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 13976 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,152,900 (-) Land $582,400 Building $570,500 | ||
| 2025 | $4,594.00 (-19.09%) | $1,152,900 (+118.6%) Land $582,400 Building $570,500 | |
| 2024 | $5,678.00 (+2.09%) | ||
| 2023 | $5,562.00 | $527,400 Land $336,000 Building $191,400 | $1,152,900 Land $582,400 Building $570,500 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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