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8722 Cathedral Way, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 8722 Cathedral Way, Gaithersburg, MD 20879

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,420 sqft · built 1989
Lot Size0.206 acres (8,951 sqft)
Owner2 Individual Names on Record
Tax Bill$6,425 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02772121

Property Details

APN / Parcel Number

Primary APN09-02772121
Alternative APN
  • 02772121

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,951 sqft (0.206 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02772121
Street Address8722 CATHEDRAL WAY
CityGAITHERSBURG
StateMD
Zip20879-1790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionFLOWER HILL 9052/257
Legal SubdivisionFLOWER HILL
Legal BlockBB
Legal Lot Number14
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2003
Census Tract700730

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8722 CATHEDRAL WAY, GAITHERSBURG, MD 20879-1790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 25, 2017Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8722 CATHEDRAL WAY, GAITHERSBURG, MD 20879-1790
Document Number0552680188
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8722 CATHEDRAL WAY GAITHERSBURG MD 208791790, GAITHERSBURG, MD 20879-1790

Mortgage

Document Number0552680188
DateNov 27, 2017
Book Page055268/000188
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate4.76%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8722 CATHEDRAL WAY, GAITHERSBURG, MD 20879-1790
Document Number0552680165
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8722 CATHEDRAL WAY GAITHERSBURG MD 208791790, GAITHERSBURG, MD 20879-1790

Mortgage

Document Number0552680165
DateNov 27, 2017
Book Page055268/000165
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74137
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate4.76%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$543,700 (+6.25%) Land $154,500 Building $389,200$543,700 (-) Land $154,500 Building $389,200
2025$6,425.00 (+42.52%)$511,733 (+14.28%)$543,700 (+21.42%) Land $154,500 Building $389,200
2023$447,800 Land $154,500 Building $293,300$447,800 Land $154,500 Building $293,300
2022$4,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile.

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