Charles County property record for 8721 Valley Dr, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,044 sqft · built 1980 |
| Lot Size | 0.569 acres (24,785 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $478,000 (Aug 2026) |
| Tax Bill | $10,033 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-109187 |
| Primary APN | 06-109187 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,785 sqft (0.569 acres) |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 109187 |
|---|---|
| Street Address | 8721 VALLEY DR |
| City | WALDORF |
| State | MD |
| Zip | 20603-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | L-9 S-1 LAUREL BRANCH SUB |
| Legal Subdivision | LAUREL BRANCH SUB |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850713 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8721 VALLEY DR, WALDORF, MD 20603-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS |
| Oct 8, 2021 | Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2021 · Amount on Record |
| Deed Book / Page | 14167 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 5, 2026 |
| Property Address | 8721 VALLEY DR, WALDORF, MD 20603-6148 |
| Document Number | 1416000347 |
| Book / Page | 14167 / 347 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482,780.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8721 VALLEY DR, WALDORF, MD 20603-6148 |
| Document Number | 1416000357, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 14167/357 |
| Name | MORTGAGE EQUITY PARTNERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 1416000381, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 14167/381 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 8, 2021 |
| Property Address | 8721 VALLEY DR, WALDORF, MD 20603-6148 |
| Document Number | 0121290160 |
| Book / Page | 12129 / 160 |
| Map Reference | MB 27 FO 115 |
| Instrument Date | Sep 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | SMART SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8721 VALLEY DR, WALDORF, MD 20603-6148 |
| Document Number | 12129166 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 12129/166 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,233 (+1.37%) | $428,500 (+4.11%) Land $120,400 Building $308,100 | |
| 2025 | $10,033.00 (+146.94%) Homeowner's exemption | $411,600 (+31.14%) Land $120,400 Building $291,200 | $411,600 (-) Land $120,400 Building $291,200 |
| 2023 | $4,063.00 Homeowner's exemption | $313,867 | $411,600 Land $120,400 Building $291,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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