8720 Cherokee Cir, Bloomington, IL 61705 Property Records

McLean County property record for 8720 Cherokee Cir, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,019 sqft · built 1991
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Sep 2019)
Tax Bill	$6,602 (2024)
Deeds & Mortgages	May 2018 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-32-176-014`

Property Details

APN / Parcel Number

Primary APN	`22-32-176-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,019 sqft Living Area
1st Floor Area	1,154 sqft
2nd Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8720 CHEROKEE CIR
City	BLOOMINGTON
State	IL
Zip	61705-5898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE TRAILS SUB IN NW 32-23-3E LOT 19
Legal Range	03E
Legal Township	23N
Legal Section	32
Legal Subdivision	PRAIRIE TRAILS SUB
Legal Lot Number	19
Jurisdiction	MCLEAN IL
Township / Civil Division	OLD TOWN
Census Block Group	2
Census Block	2006
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8720 CHEROKEE CIR, BLOOMINGTON, IL 61705-5898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	201914988
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	8720 CHEROKEE CIR, BLOOMINGTON, IL 61705-5898
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800006661
Date	May 1, 2018
Instrument	2018-00006661

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	8720 CHEROKEE CIR, BLOOMINGTON, IL 61705-5898
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019699
Date	Sep 25, 2020
Instrument	2020-00019699

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61636

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 18, 2019
Property Address	8720 CHEROKEE CIR, BLOOMINGTON, IL 61705-5898
Document Number	201900014988
Map Reference	DOC 75-6147
Instrument Date	Sep 13, 2019
Instrument	2019-00014988
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8720 CHEROKEE CIR, BLOOMINGTON, IL 61705-5898

Mortgage

Document Number	201900014989
Date	Sep 18, 2019
Instrument	2019-00014989

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Old Town Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,806 (+15.53%) Land $19,208 Building $86,598	$317,418 (+15.53%) Land $57,624 Building $259,794
2024	$6,602.00 (+6.21%)
2023	$6,216.00	$91,585 Land $16,626 Building $74,959	$274,755 Land $49,878 Building $224,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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