8720 Arbor Commons Ln, Concord, NC 28027 Property Records

Cabarrus County property record for 8720 Arbor Commons Ln, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,083 sqft · built 2006
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Apr 2019)
Tax Bill	$8,642 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03012C0015.000000`

Property Details

APN / Parcel Number

Primary APN	`03012C0015.000000`
Alternative APNs	`4681 66 7410` `130092`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,083 sqft Living Area
Gross Area	6,032 sqft
1st Floor Area	2,890 sqft
Upper Floors Area	2,193 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	118,919 sqft (2.73 acres)
Lot Dimensions	606 ft deep x 284 ft wide
Garage Type	Mixed
Garage Area	949 sqft
Driveway	Driveway
Driveway Area	4,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	478 sqft
Fence	Fence
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	130092
Street Address	8720 ARBOR COMMONS LN
City	CONCORD
State	NC
Zip	28027-3575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 15 ARBOR OAKS
Legal Subdivision	ARBOR OAKS
Legal Lot Number	15
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2003
Census Tract	41305

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Document Number	0013479235
Deed Book / Page	13479 / 235
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014809183
Date	Jan 7, 2021
Book Page	14809/183

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 29, 2019
Property Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575
Document Number	0013479235
Book / Page	13479 / 0235
Map Reference	MB 43 PG 85
Instrument Date	Apr 24, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STATEWIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 WALNUT ST, 517, DAVIDSON, NC 28036-8064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575

Mortgage

Document Number	0013479238
Date	Apr 29, 2019
Instrument	13479/238

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,642.00	$1,069,610 Land $236,340 Building $833,270	$1,069,610 Land $236,340 Building $833,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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