Culpeper County property record for 872 Woodcrest Loop, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,406 sqft · built 2003 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Sep 2025) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-U-3-110 |
| Primary APN | 40-U-3-110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft (0.277 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20155 |
|---|---|
| Street Address | 872 WOODCREST LOOP |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKEVIEW - PHASE 3B LOT 110 - 12,054 SQ FT PLAT CAB 7/520-525 |
| Legal Subdivision | 193 |
| Legal Phase | 3B |
| Legal Lot Number | 110 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930203 |
872 Woodcrest Loop is owned and occupied by two individuals who bought it in September 2025.
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Sep 22, 2025 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Sep 23, 2025 | Gift Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Nov 18, 2008 · Amount on File |
| Deed Document Number | 20254423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | ENTITLE SETTLEMENT SERVICES LLC, ENTITLE STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 525 1ST ST, CULPEPER, VA 22701-2101 |
| Document Number | 0250005789 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 250005789 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | HAZELWOOD TITLE AND ESCROW INC, HAZELWOOD TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0220002559 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 220002559 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Sep 22, 2025 |
| Property Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
| Document Number | 0250004423 |
| Map Reference | DOC 20008405 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 250004423 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | ENTITLE SETTLEMENT SERVICES LLC, ENTITLE STLMT SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
| Document Number | 0250004424 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 250004424 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Sep 23, 2025 |
| Property Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
| Document Number | 0250004425 |
| Map Reference | CAB 7 PG 520 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 250004425 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 872 WOODCREST LOOP, CULPEPER, VA 22701-3171 |
The 2025 property tax bill for 872 Woodcrest Loop was $1,906, down 16% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,906.00 (-16.04%) | $443,300 (+4.65%) Land $113,600 Building $329,700 | $443,300 (+4.65%) Land $113,600 Building $329,700 |
| 2024 | $2,270.00 (+1.89%) | $423,600 (-) Land $99,500 Building $324,100 | $423,600 (-) Land $99,500 Building $324,100 |
| 2023 | $2,228.00 | $423,600 Land $99,500 Building $324,100 | $423,600 Land $99,500 Building $324,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 872 Woodcrest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 872 Woodcrest Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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