872 W Springfield Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 872 W Springfield Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1973
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,773 (Feb 2024)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-8-34.0-0-000-040.000`

Property Details

APN / Parcel Number

Primary APN	`22-8-34.0-0-000-040.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	283,140 sqft (6.5 acres)
Patio Area	300 sqft

Location & Zoning

Street Address	872 W SPRINGFIELD RD
City	SAINT CLAIR
State	MO
Zip	63077-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	PT SE SW,E OF RR&W SPRINGFIELD RD
Legal Range	1W
Legal Township	42N
Legal Section	34
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2008
Census Tract	800901

Owner

Source: Franklin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	872 W SPRINGFIELD RD, SAINT CLAIR, MO 63077-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Feb 20, 2024	Quit Claim Deed, Transfer · Line of Credit FARMERS & MERCHANTS BANK
Jan 27, 2020	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	20242401877
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	872 W SPRINGFIELD RD, SAINT CLAIR, MO 63077-1848
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002602629
Date	Mar 2, 2026
Instrument	2602629

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 20, 2024
Property Address	872 W SPRINGFIELD RD, SAINT CLAIR, MO 63077-1848
Document Number	0002401877
Instrument Date	Feb 14, 2024
Instrument	2401877
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 W SPRINGFIELD RD, SAINT CLAIR, MO 63077-1848

Mortgage

Document Number	0002401878
Date	Feb 20, 2024
Instrument	2401878

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 27, 2020
Property Address	872 W SPRINGFIELD RD, SAINT CLAIR, MO 63077-1848
Document Number	0000001232
Instrument Date	Jan 23, 2020
Instrument	1232
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 W SPRINGFIELD RD ST CLAIR MO 630771848, ST CLAIR, MO 63077-1848

Mortgage

Document Number	1233
Date	Jan 27, 2020
Instrument	1233

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 26, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+12.55%)	$26,974 (+3.12%)	$161,070 (+14.03%) Land $18,040 Building $143,030
2023	$1,450.00 (+3.13%)	$26,158	$141,250 Land $49,960 Building $91,290
2022	$1,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Bays-ET Highspeed Fixed Wireless	100 / 10

May also be available: AT&T.

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