872 Three Top Rd, Creston, NC 28615 Property Records

Ashe County property record for 872 Three Top Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1977
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Sep 2020)
Tax Bill	$849 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03084-088`

Property Details

APN / Parcel Number

Primary APN	`03084-088`
Alternative APNs	`032928824325` `109506`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,421 sqft Heated Area
Gross Area	2,842 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Account Number	109506
Old Parcel Number	03084088
Street Address	872 THREE TOP RD
City	CRESTON
State	NC
Zip	28615-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.960 AC
Legal Subdivision	SURVEY FOR GEORGIA DAVIS
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2030
Census Tract	970300

Owner

872 Three Top Rd is owned and occupied by an individual who bought it in September 2020.

Source: Ashe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	872 THREE TOP RD, CRESTON, NC 28615-9448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 23, 2019	Warranty Deed, Transfer
Apr 23, 2019	Warranty Deed, Transfer
Jan 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	20204652
Deed Book / Page	517 / 466
Prior Transfer Date	Oct 29, 2007
Prior Transfer Doc	00374/0387
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 21, 2020
Property Address	872 THREE TOP RD, CRESTON, NC 28615-9448
Document Number	000517/466
Book / Page	517 / 466
Map Reference	MB 10 PG 1
Instrument Date	Sep 21, 2020
Instrument	4652
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 THREE TOP RD, CRESTON, NC 28615-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 THREE TOP RD, CRESTON, NC 28615-9448

Mortgage

Document Number	0000004653
Date	Sep 21, 2020
Instrument	4653

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 23, 2019
Property Address	872 THREE TOP RD, CRESTON, NC 28615-9448
Document Number	000500/371
Book / Page	500 / 371
Instrument Date	Apr 17, 2019
Instrument	1680
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 THREE TOP RD, CRESTON, NC 28615-9448

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 23, 2019
Property Address	872 THREE TOP RD, CRESTON, NC 28615-9448
Document Number	000500/367
Book / Page	500 / 367
Instrument Date	Apr 17, 2019
Instrument	1679
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 THREE TOP RD, CRESTON, NC 28615-9448

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jan 3, 2019
Property Address	872 THREE TOP RD, CRESTON, NC 28615-9448
Document Number	000497/965
Book / Page	497 / 965
Instrument Date	Jul 9, 2018
Instrument	27
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 THREE TOP RD, CRESTON, NC 28615-9448

Tax Assessment & Valuation

The 2026 property tax bill for 872 Three Top Rd was $849.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$849.00	$162,200 (-) Land $14,800 Building $147,400	$162,200 (-) Land $14,800 Building $147,400
2025	$849.00	$162,200 Land $14,800 Building $147,400	$162,200 Land $14,800 Building $147,400
2023	$1,218.00 (+72.03%)	$241,800 (+146.99%) Land $14,800 Building $227,000	$241,800 (+146.99%) Land $14,800 Building $227,000
2022	$708.00	$97,900 Land $12,000 Building $85,900	$97,900 Land $12,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 872 Three Top Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 872 Three Top Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Three Top Rd

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