Santa Clara County property record for 872 Moro Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,422 sqft · built 2001 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jan 2013) |
| Tax Bill | $5,607 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-52-050 |
| Primary APN | 790-52-050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 651 sqft |
| 2nd Floor Area | 771 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 872 MORO DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9249 LOT 38 |
| Legal Tract | 9249 |
| Legal Lot Number | 38 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 512505 |
872 Moro Dr is owned and occupied by an individual who bought it in January 2013.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 872 MORO DR, GILROY, CA 95020-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2013 · Amount on File |
| Deed Sale | Jan 11, 2013 · Amount on File |
| Prior Sale | Jan 11, 2013 · Amount on File |
| Deed Document Number | 201322047393 |
| Prior Transfer Date | Feb 20, 2008 |
| Prior Transfer Doc | 0019749709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 872 MORO DR, GILROY, CA 95020-3252 |
| Document Number | 0023599394 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 872 MORO DR GILROY CA 950203252, GILROY, CA 95020-3252 |
| Document Number | 0023599394 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 23599394 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | LOS GATOS, CA 95030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 872 Moro Dr was $5,607 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $464,726 (+2%) Land $238,642 Building $226,084 | |
| 2025 | $5,607.00 Homeowner's exemption | $455,614 Land $233,963 Building $221,651 |
| 2023 | $5,484.00 (+1.73%) Homeowner's exemption | $437,924 Land $224,879 Building $213,045 |
| 2022 | $5,391.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 872 Moro Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 872 Moro Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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