872 E 120 S, Smithfield, UT 84335 Property Records

Cache County property record for 872 E 120 S, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	2,548 sqft · built 2011
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-168-0323`

Property Details

APN / Parcel Number

Primary APN	`08-168-0323`

Interior

Building Area	2,548 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	872 E 120 S
City	SMITHFIELD
State	UT
Zip	84335-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BIRCH CREEK ESTATES PHASE 3 CONT 0.31 AC
Legal Subdivision	BIRCH CREEK ESTATES PHASE 3
Legal Lot Number	23
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4027
Census Tract	202

Owner

Source: Cache County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	872 E 120 S, SMITHFIELD, UT 84335-4720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2008
Deed Sale	Oct 6, 2008
Deed Document Number	2008981694
Deed Book / Page	1537 / 361
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	872 E 120 S, SMITHFIELD, UT 84335-4720
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 E 120 S, SMITHFIELD, UT 84335-4720

Mortgage

Document Number	02533/1129
Date	Mar 17, 2026
Book Page	2533/1129
Instrument	1393384

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	872 E 120 S, SMITHFIELD, UT 84335-4720
Transaction Type	Mortgage
Record Updated	Apr 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2134/656
Date	Apr 3, 2020
Book Page	2134/656
Instrument	1242725

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00 (-29.13%)	$370,785 (-20.1%)	$674,152 (-20.11%) Land $185,000 Building $489,152
2023	$3,907.00	$464,090	$843,800 Land $90,000 Building $753,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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