872 Declaration Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 872 Declaration Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,128 sqft · built 2012
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$289,336 (Jan 2026)
Tax Bill	$4,672 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0035.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0035.0000`
Alternative APN	`19-02-6A-0035.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,128 sqft Living Area
1st Floor Area	4,160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	872 DECLARATION DR
City	CHARLES TOWN
State	WV
Zip	25414-5639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#35 PRESERVE-BARLEYWOOD
Legal Subdivision	FINAL PLAT OF THE PRESERVE AT BARLEYWOOD
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4053
Census Tract	972402

Owner

872 Declaration Dr is owned by two individuals who bought it in January 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 WHITE VIOLET WAY, KEARNEYSVILLE, WV 25430-2204
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 22, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	20261453
Deed Book / Page	1365 / 741
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 22, 2021
Property Address	872 DECLARATION DR, CHARLES TOWN, WV 25414-5639
Document Number	1265/738
Book / Page	1265 / 738
Map Reference	MB 25 SL 332
Instrument Date	Jul 19, 2021
Instrument	202100012442
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202100012443
Date	Jul 22, 2021
Instrument	202100012443

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	872 DECLARATION DR, CHARLES TOWN, WV 25414-5639
Document Number	0000001109
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	872 DECLARATION DR CHARLES TOWN WV 254145639, CHARLES TOWN, WV 25414-5639

Mortgage

Document Number	0000001109
Date	Jan 28, 2020
Book Page	002263/000626
Instrument	1109

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 22, 2017
Property Address	872 DECLARATION DR, CHARLES TOWN, WV 25414-5639
Document Number	0000010295
Book / Page	001191 / 000333
Instrument Date	May 18, 2017
Instrument	10295
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	872 DECLARATION DR CHARLES TOWN WV 254145639, CHARLES TOWN, WV 25414-5639

Mortgage

Document Number	10296
Date	May 22, 2017
Book Page	002140/000613
Instrument	10296

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 872 Declaration Dr was $4,672, up 3.6% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,672.00 (+3.64%)	$405,100 (+4.41%) Land $110,600 Building $294,500	$675,167 (+4.42%) Land $184,333 Building $490,833
2025	$4,508.00	$388,000 Land $109,600 Building $278,400	$646,600 Land $182,600 Building $464,000
2023	$4,266.00	$365,300 Land $109,600 Building $255,700	$608,700 Land $182,600 Building $426,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 872 Declaration Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 872 Declaration Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Declaration Dr

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