872 Arcadia Ave, Vista, CA 92084 Property Records

San Diego County property record for 872 Arcadia Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 1980
Lot Size	0.224 acres (9,772 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2019)
Tax Bill	$7,596 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`173-501-41-00`

Property Details

APN / Parcel Number

Primary APN	`173-501-41-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,772 sqft (0.224 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	872 ARCADIA AVE
City	VISTA
State	CA
Zip	92084-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 TR 009417
Legal Subdivision	VISTA 79-10
Legal Tract	009417
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19205

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	872 ARCADIA AVE, VISTA, CA 92084-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 11, 2019	Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jul 26, 2019	Grant Deed, Transfer · Stand-Alone Second Mortgage EAGLE CAPITAL LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	2019576124
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000599523
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	872 ARCADIA AVE, VISTA, CA 92084-3203
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 ARCADIA AVE, VISTA, CA 92084-3203

Mortgage

Document Number	0000693384
Date	Oct 4, 2021
Instrument	2021-0693384

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2021
Property Address	872 ARCADIA AVE, VISTA, CA 92084-3203
Document Number	0000599523
Map Reference	MAP 9417
Instrument Date	Aug 17, 2021
Instrument	2021-0599523
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 ARCADIA AVE, VISTA, CA 92084-3203

Mortgage

Document Number	0000599524
Date	Aug 23, 2021
Instrument	2021-0599524

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2019
Property Address	872 ARCADIA AVE, VISTA, CA 92084-3203
Document Number	0000576124
Map Reference	MAP 9417
Instrument Date	Nov 20, 2019
Instrument	2019-0576124
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 ARCADIA AVE, VISTA, CA 92084-3203

Mortgage

Document Number	0000576125
Date	Dec 11, 2019
Instrument	2019-0576125

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2019
Property Address	872 ARCADIA AVE, VISTA, CA 92084-3203
Document Number	0000307394
Map Reference	MAP 9417
Instrument Date	Jul 24, 2019
Instrument	2019-0307394
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9407 MOUNT ISRAEL RD, ESCONDIDO, CA 92029-8004

Mortgage

Document Number	0000307395
Date	Jul 26, 2019
Instrument	2019-0307395

Lender

Name	EAGLE CAPITAL LP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2020

Mortgage

Document Number	0000307396
Date	Jul 26, 2019
Instrument	2019-0307396

Lender

Name	FK CAPITAL FUND INC
Type	Non-Lending Institution
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,530 (+2%) Land $414,549 Building $198,981
2025	$7,596.00 (+7.71%)	$601,501 (+4.04%) Land $406,421 Building $195,080
2023	$7,052.00 (+0.23%)	$578,145 Land $390,640 Building $187,505
2022	$7,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, Orion Broadband, T-Mobile.

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