8712 Lakeside Way, Fort Smith, AR 72903 Property Records

Sebastian County property record for 8712 Lakeside Way, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,641 sqft · built 2011
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2014)
Tax Bill	$3,404 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10868-0069-00000-00`

Property Details

APN / Parcel Number

Primary APN	`10868-0069-00000-00`
Alternative APN	`80784`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,641 sqft Living Area
Gross Area	3,103 sqft
1st Floor Area	2,402 sqft
Upper Floors Area	239 sqft
Flooring	Wood

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Masonry Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	123 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	229 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	80784
Street Address	8712 LAKESIDE WAY
City	FORT SMITH
State	AR
Zip	72903-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69
Legal Range	31
Legal Township	08
Legal Section	30
Legal Subdivision	BRIGHTON PLACE
Legal Block	3
Legal Lot Number	69
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3008
Census Tract	1301

Owner

8712 Lakeside Way is owned and occupied by two individuals who bought it in August 2014.

Source: Sebastian County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8712 LAKESIDE WAY, FORT SMITH, AR 72903-5452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
May 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on File
Deed Sale	Aug 18, 2014 · Amount on File
Deed Document Number	201411396
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 29, 2026
Property Address	8712 LAKESIDE WAY, FORT SMITH, AR 72903-5452
Document Number	0000019440
Instrument Date	Sep 23, 2026
Instrument	202619440
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8712 LAKESIDE WAY, FORT SMITH, AR 72903-5452

Mortgage

Document Number	0000019440,
Date	Sep 29, 2026
Instrument	202619440

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2046

Interest

Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	8712 LAKESIDE WAY, FORT SMITH, AR 72903-5452
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019F18097
Date	Aug 26, 2019
Instrument	2019F-18097

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	8712 LAKESIDE WAY, FORT SMITH, AR 72903-5452
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8712 LAKESIDE WAY, FORT SMITH, AR 72903-5452

Mortgage

Document Number	0202509952
Date	May 30, 2025
Instrument	2025-09952

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 11, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 8712 Lakeside Way was $3,404 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,404.00 Homeowner's exemption	$76,636 (-) Land $10,800 Building $65,836	$383,180 (-) Land $54,000 Building $329,180
2025	$3,404.00 Homeowner's exemption	$76,636 Land $10,800 Building $65,836	$383,180 Land $54,000 Building $329,180
2023	$2,817.00 Homeowner's exemption	$55,850 Land $10,800 Building $45,050	$279,250 Land $54,000 Building $225,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8712 Lakeside Way in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	17 (1982–2023)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8712 Lakeside Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber.

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