8711 Exchange Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 8711 Exchange Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,488 sqft · built 1720
Lot Size	7.85 acres (341,946 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Aug 2019)
Tax Bill	$9,621 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32661`

Property Details

APN / Parcel Number

Primary APN	`32661`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,488 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	688 sqft
Finished Basement	688 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1720
Effective Year Built	Effective 1720
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Slate
Lot Area	341,946 sqft (7.85 acres)
Garage Type	Mixed
Garage Area	936 sqft
Pool Type	Pool Type
Pool Area	576 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8711 EXCHANGE LN
City	GLOUCESTER
State	VA
Zip	23061-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	EXCHANGE NORTH RIVER
Legal Subdivision	PLAT: PB25 683
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3013
Census Tract	100201

Owner

8711 Exchange Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8711 EXCHANGE LN, GLOUCESTER, VA 23061-5303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit PRIMIS BANK
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Aug 27, 2019	Warranty Deed, Transfer · ARM SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Deed Document Number	20193692
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8711 EXCHANGE LN, GLOUCESTER, VA 23061-5303
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006225
Date	Nov 30, 2022
Instrument	220006225

Lender

Name	PRIMIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8711 EXCHANGE LN, GLOUCESTER, VA 23061-5303
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001029
Date	Feb 18, 2022
Instrument	220001029

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 27, 2019
Property Address	8711 EXCHANGE LN, GLOUCESTER, VA 23061-5303
Document Number	190003692
Instrument Date	Aug 12, 2019
Instrument	190003692
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8711 EXCHANGE LN, GLOUCESTER, VA 23061-5303

Mortgage

Document Number	190003695
Date	Aug 27, 2019
Instrument	190003695

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 8711 Exchange Ln was $9,621, up 7.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,621.00 (+7.49%)	$1,650,280 (+13.2%) Land $559,680 Building $1,090,600	$1,650,280 (+13.2%) Land $559,680 Building $1,090,600
2025	$8,951.00 (+5.32%)	$1,457,870 (-) Land $589,680 Building $868,190	$1,457,870 (-) Land $589,680 Building $868,190
2024	$8,499.00	$1,457,870 (-) Land $589,680 Building $868,190	$1,457,870 (-) Land $589,680 Building $868,190
2023	$8,499.00 (-18.28%)	$1,457,870 (+1.62%) Land $589,680 Building $868,190	$1,457,870 (+1.62%) Land $589,680 Building $868,190
2022	$10,400.00	$1,434,600 Land $551,870 Building $882,730	$1,434,600 Land $551,870 Building $882,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8711 Exchange Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8711 Exchange Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Exchange Ln

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