871 Smithback Rd, Cambridge, WI 53523 Property Records

Dane County property record for 871 Smithback Rd, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	2.04 acres (89,211 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0612-161-8520-4`

Property Details

APN / Parcel Number

Primary APN	`0612-161-8520-4`

Exterior

Lot Area	89,211 sqft (2.04 acres)

Location & Zoning

Street Address	871 SMITHBACK RD
City	CAMBRIDGE
State	WI
Zip	53523-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	LOT 1 CSM 8204 CS44/113&114 R32838/27&28-5/9/96 DESCR AS SEC 16-6-12 PRT NW1/4NE 1/4 (2.048 ACRES)
Legal Range	12
Legal Township	06
Legal Section	16
Legal Block	85
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	CHRISTIANA
Census Block Group	3
Census Block	3025
Census Tract	11900

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	871 SMITHBACK RD
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK MUTUAL
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	871 SMITHBACK RD, CAMBRIDGE, WI 53523-9446
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005795946
Date	Dec 9, 2021
Instrument	5795946

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Dec 22, 2029

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	871 SMITHBACK RD, CAMBRIDGE, WI 53523-9446
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005795956
Date	Dec 9, 2021
Instrument	5795956

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2051

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	871 SMITHBACK RD, CAMBRIDGE, WI 53523-9446
Document Number	0005358886
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	871 SMITHBACK RD CAMBRIDGE WI 535239446, CAMBRIDGE, WI 53523-9446

Mortgage

Document Number	0005358886
Date	Sep 21, 2017
Instrument	5358886

Lender

Name	BANK MUTUAL
Type	Bank
Address	GREEN BAY, WI 54305-3100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2027

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	871 SMITHBACK RD, CAMBRIDGE, WI 53523-9446
Document Number	0005358860
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	871 SMITHBACK RD CAMBRIDGE WI 535239446, CAMBRIDGE, WI 53523-9446

Mortgage

Document Number	0005358860
Date	Sep 21, 2017
Instrument	5358860

Lender

Name	BANK MUTUAL
Type	Bank
Address	GREEN BAY, WI 54305-3100

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2027

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
County Subdivision	Christiana Town
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (+15.05%) Homeowner's exemption	$510,700 (+78.44%) Land $145,500 Building $365,200	$493,500 (+4.36%)
2023		$286,200 Land $67,300 Building $218,900	$472,900
2022	$5,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20
Netwurx Fixed Wireless	100 / 20

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