871 Prospect Pl, Costa Mesa, CA 92626 Property Records

Orange County property record for 871 Prospect Pl, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,322 sqft · built 1979
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`418-064-17`

Property Details

APN / Parcel Number

Primary APN	`418-064-17`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
Gross Area	2,793 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	8,800 sqft (0.202 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	871 PROSPECT PL
City	COSTA MESA
State	CA
Zip	92626-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10513 BLK LOT 38
Legal Subdivision	TRACT NO 10513
Legal Tract	10513
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1007
Census Tract	63908

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 27851, SANTA ANA, CA 92799-7851
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2026	Affidavit of Death of Trustee, Transfer
Aug 19, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY
Dec 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage KELLY SEAN MCBRIDE
Nov 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage EQUITY WAVE LENDING
Apr 24, 2020	Quit Claim Deed, Transfer EQUITY WAVE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 24, 2026
Transfer Doc	0000269829
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 24, 2026
Property Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923
Document Number	0000269829
Instrument Date	Sep 24, 2026
Instrument	2026269829
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	ORANGE CA
Recording Date	Sep 9, 2026
Property Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923
Document Number	0000254365
Instrument Date	Sep 3, 2026
Instrument	2026254365
Transaction Type	Transfer
Record Updated	Sep 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2026
Property Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923
Document Number	0000235607
Instrument Date	Aug 18, 2026
Instrument	2026235607
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923

Mortgage

Document Number	0000319933
Date	Dec 29, 2023
Instrument	2023000319933

Lender

Name	KELLY SEAN MCBRIDE
Type	Private Party
Address	2355 MAIN ST STE 230, IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 1, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923

Mortgage

Document Number	0000674878
Date	Nov 20, 2020
Instrument	2020000674878

Lender

Name	EQUITY WAVE LENDING
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Dec 1, 2023

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2020
Property Address	871 PROSPECT PL, COSTA MESA, CA 92626-2923
Document Number	0000186015
Instrument Date	Apr 8, 2020
Instrument	186015
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	871 PROSPECT PL COSTA MESA CA 926262923, COSTA MESA, CA 92626-2923

Mortgage

Document Number	186016
Date	Apr 24, 2020
Instrument	186016

Lender

Name	EQUITY WAVE LNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,024 (+2%) Land $210,789 Building $202,235
2025	$5,256.00 (+6.74%) Homeowner's exemption	$404,926 (+4.04%) Land $206,656 Building $198,270
2023	$4,924.00 (+4.1%) Homeowner's exemption	$389,203 Land $198,631 Building $190,572
2022	$4,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks.

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