871 Elm St, Elko, NV 89801 Property Records

Elko County property record for 871 Elm St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1977
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2007)
Tax Bill	$1,611 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-620-037`

Property Details

APN / Parcel Number

Primary APN	`001-620-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	2,460 sqft Living Area
Gross Area	2,892 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	871 ELM ST
City	ELKO
State	NV
Zip	89801-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	A PARCEL OF LAND LOCATED IN THE SE4SW4 OF,MDB&M DESCRIBED AS FOLLOWS:,COMM AT THE 1.4 COR COMMON TO SECS,10,15/34/55;,TH: N 8
Legal Range	55E
Legal Township	34N
Legal Section	10
Legal Subdivision	PARCEL MAP
Legal Block	1
Legal Lot Number	C
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1011
Census Tract	950800

Owner

871 Elm St is owned and occupied by an individual who acquired it in February 2021.

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	871 ELM ST, ELKO, NV 89801-3350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2007 · Amount on File
Deed Sale	Dec 13, 2007 · Amount on File
Deed Document Number	2007586584
Last Transfer Date	Feb 8, 2021
Transfer Doc	0000782436
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Feb 12, 2021
Property Address	871 ELM ST, ELKO, NV 89801-3350
Document Number	0000782436
Instrument Date	Feb 8, 2021
Instrument	782436
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	871 ELM ST, ELKO, NV 89801-3350

Mortgage

Document Number	0000782437
Date	Feb 12, 2021
Instrument	782437

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 871 Elm St was $1,611, up 3.1% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,611.00 (+3.07%)	$46,615 (+9.17%) Land $15,050 Building $31,565	$133,186 (+9.17%) Land $43,000 Building $90,186
2025	$1,563.00	$42,701 Land $9,275 Building $33,426	$122,003 Land $26,500 Building $95,503
2023	$1,452.00 (+2.98%)	$42,969 (+11.69%) Land $9,275 Building $33,694	$122,769 (+11.69%) Land $26,500 Building $96,269
2022	$1,410.00	$38,471 Land $9,275 Building $29,196	$109,917 Land $26,500 Building $83,417

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 871 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 871 Elm St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband, Verizon.

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