871 E Walnut St, Westerville, OH 43081 Property Records

Franklin County property record for 871 E Walnut St, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,346 sqft · built 1965
Lot Size	1.15 acres (50,225 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jan 2019)
Tax Bill	$7,482 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`080-010116`

Property Details

APN / Parcel Number

Primary APN	`080-010116`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,336 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	50,225 sqft (1.15 acres)
Lot Dimensions	409 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	871 E WALNUT ST
City	WESTERVILLE
State	OH
Zip	43081-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT ST WESTERBROOK LOT 2 EX 10'NE
Legal Subdivision	WESTERBROOK ADD
Legal Lot Number	2
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	5
Census Block	5000
Census Tract	7193

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	871 E WALNUT ST, WESTERVILLE, OH 43081-2561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 3, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage STEPHEN KLESTINEC
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit PROPERTY4U LLC
Jun 15, 2018	Warranty Deed, Transfer PM TITLE COMPANY, PM TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	181
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	871 E WALNUT ST, WESTERVILLE, OH 43081-2561
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	LEADER TITLE AGENCY INC, LEADERS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229425
Date	Dec 17, 2021
Instrument	202112170229425

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jan 3, 2019
Property Address	871 E WALNUT ST, WESTERVILLE, OH 43081-2561
Document Number	0000001028
Map Reference	MB 25 PG 5
Instrument Date	Dec 27, 2018
Instrument	201901030001028
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	PM TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552

Mortgage

Document Number	0000001029
Date	Jan 3, 2019
Instrument	201901030001029

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 7, 2018
Property Address	871 E WALNUT ST, WESTERVILLE, OH 43081-2561
Instrument Date	Nov 2, 2018
Instrument	151939
Transaction Type	Construction Loan
Record Updated	Nov 19, 2018
Title Company	PM TITLE COMPANY, PM TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 CAMERON RIDGE DR COLUMBUS OH 432356479, COLUMBUS, OH 43235-6479

Mortgage

Document Number	0000151939
Date	Nov 7, 2018
Instrument	151939

Lender

Name	STEPHEN KLESTINEC
Address	89 BROOKEHILL DR, POWELL, OH 43065-8099

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 6, 2019

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	871 E WALNUT ST, WESTERVILLE, OH 43081-2561
Document Number	0000079947
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	PM TITLE COMPANY, PM TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3420 E SHEA BLVD #100 PHOENIX AZ 850283346, 100, PHOENIX, AZ 85028-3346

Mortgage

Document Number	0000079947
Date	Jun 15, 2018
Instrument	79947

Lender

Name	PROPERTY4U LLC
Address	3800 BROADWAY, GROVE CITY, OH 43123-2234

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jun 15, 2018
Property Address	871 E WALNUT ST, WESTERVILLE, OH 43081-2561
Document Number	0000079946
Instrument Date	May 31, 2018
Instrument	79946
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	PM TITLE COMPANY, PM TITLE CO

Transaction

Amount	Amount Recorded
Tax	$169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 CAMERON RIDGE DR COLUMBUS OH 432356479, COLUMBUS, OH 43235-6479

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,482.00 (+2.17%) Homeowner's exemption	$131,430 (-) Land $44,490 Building $86,940
2023	$7,323.00 (+0.92%) Homeowner's exemption	$131,430 (+32.26%) Land $44,490 Building $86,940	$375,500 (+32.26%) Land $127,100 Building $248,400
2022	$7,256.00 Homeowner's exemption	$99,370 Land $44,490 Building $54,880
2020			$283,900 Land $127,100 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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