Ottawa County property record for 871 E Bluff Ct, Zeeland, MI 49464
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,046 sqft · built 2002 |
| Lot Size | 0.535 acres (23,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Apr 2019) |
| Tax Bill | $6,176 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-17-30-462-005 |
| Primary APN | 70-17-30-462-005 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 1,472 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,305 sqft (0.535 acres) |
| Garage Area | 815 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 871 E BLUFF CT |
|---|---|
| City | ZEELAND |
| State | MI |
| Zip | 49464-9230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 168 BLUFF LAKES NO 4 |
| Legal Range | 14W |
| Legal Township | 5N |
| Legal Section | 30 |
| Legal Subdivision | BLUFF LAKES 4 |
| Legal Block | 462 |
| Legal Lot Number | 168 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ZEELAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23003 |
Source: Ottawa County records · APN 70-17-30-462-005
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jan 21, 2009 | Deed of Trust, Mortgage NATIONAL CITY MORTGAGE |
| Apr 06, 2012 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Apr 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 18, 2007 | Intrafamily Transfer, Transfer · ARM FIRST PLACE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2019 · Amount on Record |
| Deed Sale | Apr 01, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2007 · Amount on Record |
| Deed Document Number | 20199425 |
| Prior Transfer Date | Jan 04, 2007 |
| Prior Transfer Doc | 5347/736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20190042161 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019-0042161 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Document Number | 20230024219 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023-0024219 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005770/292 |
|---|---|
| Date | Jan 21, 2009 |
| Book Page | 5770/292 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | CLEARSTREAM TITLE |
| Name | Verified Name |
|---|
| Document Number | 20120013982 |
|---|---|
| Date | Apr 06, 2012 |
| Instrument | 2012-0013982 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 01, 2019 |
| Property Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Document Number | 20190009425 |
| Map Reference | LB 39 PG 98 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019-0009425 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 871 E BLUFF CT, 871, ZEELAND, MI 49464-9230 |
| Name | Verified Name |
|---|---|
| Address | 251 STERLING DR, HOLLAND, MI 49423-6677 |
| Document Number | 20190009426 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 2019-0009426 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jan 18, 2007 |
| Property Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Document Number | 005347/736 |
| Book / Page | 5347 / 736 |
| Map Reference | LB39 PG98 |
| Instrument Date | Jan 04, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 871 E BLUFF CT, ZEELAND, MI 49464-9230 |
| Document Number | 0005347737 |
|---|---|
| Date | Jan 18, 2007 |
| Instrument | 5347/737 |
| Name | FIRST PLACE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Index | 1-Year T-Bill |
| Margin | 3 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Zeeland Charter Township |
| Unified School District | Zeeland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,400 (+2.02%) | $544,800 (+2.02%) | |
| 2025 | $6,176.00 (+14.63%) Homeowner's exemption | $267,000 (+22.59%) | $534,000 (+22.59%) |
| 2023 | $217,800 | $435,600 | |
| 2022 | $5,388.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), as of October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Ace Telephone Association.
Based on FCC filings for 124 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0003195, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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