871 E 98th Ave, Unit 1404, Thornton (Denver), CO 80229 Property Records

Adams County property record for 871 E 98th Ave, Unit 1404, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,651 sqft · built 2018
Lot Size	0.039 acres (1,694 sqft)
Owner	2 Individual Names on File
Last Sale	$365,677 (Nov 2025)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1719-14-3-15-104`

Property Details

APN / Parcel Number

Primary APN	`1719-14-3-15-104`
Alternative APNs	`0171914315104` `R0193317`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,651 sqft Living Area
Gross Area	1,713 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,694 sqft (0.039 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0193317
Street Address	871 E 98TH AVE, 1404
City	THORNTON
State	CO
Zip	80229-2496
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 17A
Legal Range	68W
Legal Township	02S
Legal Section	14
Legal Quarter	3
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	17A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2005
Census Tract	9204

Owner

871 E 98th Ave, Unit 1404 is owned by two individuals who bought it in November 2025.

Source: Adams County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1008 KARBAS RD, WAKE FOREST, NC 27587-4443
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage UDAY JANUMPALLY ETAL
Nov 3, 2025	Warranty Deed, Transfer
Apr 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU
Feb 2, 2021	Special Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jan 2, 2020	Grant Deed, Mortgage · Line of Credit MOUNTAIN W REIT LLC
Apr 2, 2019	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Feb 2, 2021 · Amount on File
Deed Document Number	202564746
Prior Transfer Date	May 22, 2025
Prior Transfer Doc	0000031029
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	871 E 98TH AVE UNIT 1404, 1404, THORNTON, CO 80229-2496
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 KARBAS RD, WAKE FOREST, NC 27587-4443

Mortgage

Document Number	0000064851
Date	Nov 3, 2025
Instrument	2025000064851

Lender

Name	UDAY JANUMPALLY ETAL
Type	Private Party
Address	19865 E MAINSTREET UNIT 216, PARKER, CO 80138

Agreement

Amount	Amount on Record

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 3, 2025
Property Address	871 E 98TH AVE UNIT 1404, 1404, THORNTON, CO 80229-2496
Document Number	0000064746
Instrument Date	Oct 31, 2025
Instrument	2025000064746
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount on Record
Tax	$36.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 KARBAS RD, WAKE FOREST, NC 27587-4443

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	871 E 98TH AVE UNIT 1404, 1404, THORNTON, CO 80229-2496
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018567
Date	Apr 6, 2023
Instrument	2023000018567

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	DENVER, CO 80229

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 2, 2021
Property Address	871 E 98TH AVE UNIT 1404, 1404, THORNTON, CO 80229-2496
Document Number	0000012674
Instrument Date	Jan 28, 2021
Instrument	2021000012674
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 E 98TH AVE # 104, 104, THORNTON, CO 80229-2451

Mortgage

Document Number	0000012675
Date	Feb 2, 2021
Instrument	2021000012675

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	871 E 98TH AVE UNIT 1404, 1404, THORNTON, CO 80229-2496
Instrument Date	Jan 2, 2020
Instrument	334
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N GRANT ST #404 DENVER CO 802033526, 404, DENVER, CO 80203-3526

Mortgage

Document Number	0000000334
Date	Jan 2, 2020
Instrument	334

Lender

Name	MOUNTAIN W REIT LLC
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3443

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 2, 2019
Property Address	871 E 98TH AVE UNIT 1404, 1404, THORNTON, CO 80229-2496
Document Number	0000023930
Instrument Date	Mar 29, 2019
Instrument	23930
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944
Investor	Possibly a Property Investor

Mortgage

Document Number	23931
Date	Apr 2, 2019
Instrument	23931

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 871 E 98th Ave, Unit 1404 was $3,351, up 16.5% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00 (+16.52%)	$29,780 (-0.57%) Land $5,780 Building $24,000	$438,000 (-2.01%) Land $85,000 Building $353,000
2024	$2,876.00 (-36.89%)	$29,950 (-0.96%) Land $4,360 Building $25,590	$447,000 (-) Land $65,000 Building $382,000
2023	$4,557.00 (+17.93%)	$30,240 (+19.06%) Land $4,400 Building $25,840	$447,000 (+22.28%) Land $65,000 Building $382,000
2022	$3,864.00	$25,400 Land $4,860 Building $20,540	$365,564 Land $70,000 Building $295,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 871 E 98th Ave, Unit 1404 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 871 E 98th Ave, Unit 1404 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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