871 Crescent Trl, Highlands, NC 28741 Property Records

Macon County property record for 871 Crescent Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,138 sqft · built 2001
Lot Size	0.62 acres (27,007 sqft)
Owner	Trust Name on File
Last Sale	$1,405,000 (Jan 2021)
Tax Bill	$5,694 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7551211330`

Property Details

APN / Parcel Number

Primary APN	`7551211330`
Alternative APN	`148645`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,138 sqft Heated Area
1st Floor Area	2,138 sqft
Upper Floors Area	1,000 sqft
Basement Area	1,934 sqft
Finished Basement	1,934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Terrain	Rolling
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	403 sqft
Deck Area	310 sqft
Patio Area	747 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	148645
Street Address	871 CRESCENT TRL
City	HIGHLANDS
State	NC
Zip	28741-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 274 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	274
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

871 Crescent Trl is owner-occupied and held in a trust since January 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	871 CRESCENT TRL, HIGHLANDS, NC 28741-7815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Deed Document Number	202116
Deed Book / Page	40 / 1169
Prior Transfer Date	May 31, 2014
Prior Transfer Doc	G36/1868
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 4, 2021
Property Address	871 CRESCENT TRL, HIGHLANDS, NC 28741-7815
Document Number	N40/1169
Book / Page	N-40 / 1169
Map Reference	CARD 2875
Instrument Date	Dec 30, 2020
Instrument	2021000016
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 8TH AVE N APT 1, 1, TIERRA VERDE, FL 33715-1865

Mortgage

Document Number	00N40/1172
Date	Jan 4, 2021
Book Page	N-40/1172
Instrument	2021000017

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2026 property tax bill for 871 Crescent Trl was $5,694, up 3.5% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,694.00 (+3.49%)	$1,861,880 (+3.05%) Land $100,000 Building $1,761,880	$1,861,880 (+3.05%) Land $100,000 Building $1,761,880
2025	$5,502.00	$1,806,780 Land $100,000 Building $1,706,780	$1,806,780 Land $100,000 Building $1,706,780
2023	$5,490.00	$1,806,780 Land $100,000 Building $1,706,780	$1,806,780 Land $100,000 Building $1,706,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 871 Crescent Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 871 Crescent Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

May also be available: Frontier, Vyve Broadband.

Cell Coverage

4G LTE only, no 5G reported

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