871 Co Rd 106, Florence, AL 35633 Property Records

Lauderdale County property record for 871 Co Rd 106, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,852 sqft · built 2009
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-06-0-000-011-008`

Property Details

APN / Parcel Number

Primary APN	`14-03-06-0-000-011-008`
Alternative APNs	`079768` `75738` `79768`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,852 sqft Living Area
1st Floor Area	2,852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	79768
Street Address	871 COUNTY ROAD 106
City	FLORENCE
State	AL
Zip	35633-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 AC/C PT OF E/2 OF E/2 OF SW/4 SEC 6 T2S R12W LESS RD ROW
Legal Range	12W
Legal Township	02S
Legal Section	06
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3002
Census Tract	11200

Owner

871 Co Rd 106 is owned and occupied by two individuals.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	2 Individual Names on File
Mailing Address	871 COUNTY ROAD 106, FLORENCE, AL 35633-2301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	871 COUNTY ROAD 106, FLORENCE, AL 35633-2301
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/2502
Date	Jan 29, 2024
Book Page	2024/2502

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2054

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	871 COUNTY ROAD 106, FLORENCE, AL 35633-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/19825
Date	May 5, 2020
Book Page	2020/19825

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	871 COUNTY ROAD 106, FLORENCE, AL 35633-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/58269
Date	Oct 23, 2020
Book Page	2020/58269

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	871 COUNTY ROAD 106, FLORENCE, AL 35633-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/66921
Date	Dec 1, 2020
Book Page	2020/66921

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 871 Co Rd 106 was $1,687 with a homeowner's exemption, up 5.6% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (+5.57%) Homeowner's exemption	$49,860 (+5.37%)	$498,120 (+5.32%) Land $113,500 Building $384,620
2024	$1,598.00 (-6.71%) Homeowner's exemption	$47,320 (+220.16%) Land $9,840 Building $37,480	$472,940 (-3.74%) Land $98,300 Building $374,640
2023	$1,713.00 (+23.33%) Homeowner's exemption	$14,780 (-62.92%) Land $14,780	$491,340 (+23.3%) Land $147,600 Building $343,740
2022	$1,389.00 Homeowner's exemption	$39,860	$398,500 Land $98,000 Building $300,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 871 Co Rd 106 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 871 Co Rd 106 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 106

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