Harford County property record for 871 Clover Leaf Ct, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,400 sqft · built 1990 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Apr 2019) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2019 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-220047 |
| Primary APN | 01-220047 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Total Area |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 220047 |
|---|---|
| Street Address | 871 CLOVER LEAF CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3808 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 609 .046 AC 871 CLOVER LEAF COURT WOODBRIDGE CNTR P 64/56 |
| Legal Subdivision | FINAL PLAT FOUR WOODBRIDGE CENTER |
| Legal Lot Number | 609 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 301302 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 17, OWINGS MILLS, MD 21117-0017 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOWARD BANK |
| Apr 24, 2019 | Deed, Transfer · FHA Mortgage HOWARD BANK |
| Jan 10, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Sep 29, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jun 7, 2017 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Mar 28, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2018 · Amount on Record |
| Deed Book / Page | 13235 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0155400168 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 15540/168 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MARVEL TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0133770476 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 13377/0476 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 24, 2019 |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Document Number | 0132350341 |
| Book / Page | 13235 / 0341 |
| Map Reference | MB CGH64 FO 56 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 312 MONACO TER, JOPPA, MD 21085-3883 |
| Document Number | 0013235347 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 13235/347 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 10, 2018 |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Document Number | 0126670106 |
| Book / Page | 012667 / 000106 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | OMNI LAND SETTLEMENT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 871 CLOVER LEAF CT EDGEWOOD MD 210403808, EDGEWOOD, MD 21040-3808 |
| Document Number | 126670111 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 012667/000111 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 29, 2017 |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Document Number | 0125330164 |
| Book / Page | 012533 / 000164 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1216 BONAIRE RD FOREST HILL MD 210501118, FOREST HILL, MD 21050-1118 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 7, 2017 |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Document Number | 0123740253 |
| Book / Page | 012374 / 000253 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 28, 2017 |
| Property Address | 871 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808 |
| Document Number | 0122760432 |
| Book / Page | 012276 / 000432 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $107.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,400 (+25.01%) Land $35,500 Building $179,900 | $215,400 (+25.01%) Land $35,500 Building $179,900 | |
| 2025 | $2,034.00 (+17.57%) | ||
| 2023 | $172,300 Land $35,500 Building $136,800 | $172,300 Land $35,500 Building $136,800 | |
| 2022 | $1,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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