8709 Windon Ct, Waldorf, MD 20603 Property Records

Charles County property record for 8709 Windon Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,140 sqft · built 2019
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$469,157 (Jul 2019)
Tax Bill	$24,536 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-357084`

Property Details

APN / Parcel Number

Primary APN	`06-357084`
Alternative APN	`357084`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,140 sqft Living Area
Gross Area	4,560 sqft
1st Floor Area	1,400 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	357084
Street Address	8709 WINDON CT
City	WALDORF
State	MD
Zip	20603-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 51E SEC 6 0.2231 RT 228 OPP ELSA AVE BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	2
Legal Lot Number	51E
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2002
Census Tract	850713

Owner

8709 Windon Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8709 WINDON CT, WALDORF, MD 20603-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 22, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 7, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 18, 2019	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Apr 9, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Book / Page	10712 / 133
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8709 WINDON CT, WALDORF, MD 20603-7100
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 WINDON CT, WALDORF, MD 20603-7100

Mortgage

Document Number	0130820156
Date	Oct 13, 2023
Book Page	13082/156

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8709 WINDON CT, WALDORF, MD 20603-7100
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 WINDON CT, WALDORF, MD 20603-7100

Mortgage

Document Number	0128570356
Date	Feb 22, 2023
Book Page	12857/356

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Oct 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8709 WINDON CT, WALDORF, MD 20603-7100
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 WINDON CT, WALDORF, MD 20603-7100

Mortgage

Document Number	0122620260
Date	Dec 7, 2021
Book Page	12262/260

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8709 WINDON CT, WALDORF, MD 20603-7100
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 WINDON CT, WALDORF, MD 20603-7100

Mortgage

Document Number	0126470443
Date	Jul 29, 2022
Book Page	12647/443

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	351 Months
Due	Oct 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 18, 2019
Property Address	8709 WINDON CT, WALDORF, MD 20603-7100
Document Number	0107120133
Book / Page	10712 / 133
Map Reference	MB 60 PL 484-487
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,518.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8709 WINDON COURT, WALDORF, MD 20603-7100

Mortgage

Document Number	0010712138
Date	Jul 18, 2019
Instrument	10712/138

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	1%
Index	1-Year CMT
Margin	2
Max Rate	5%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 9, 2019
Property Address	8709 WINDON CT, WALDORF, MD 20603-7100
Document Number	0105950395
Book / Page	010595 / 000395
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8000 VIRGINIA MANOR RD BELTSVILLE MD 207054211, BELTSVILLE, MD 20705-4211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8709 Windon Ct was $24,536.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,267	$643,800 Land $185,200 Building $458,600
2025	$24,536.00
2023	$8,791.00	$499,900	$593,500 Land $150,200 Building $443,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8709 Windon Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8709 Windon Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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