8709 N K Ct, Spokane, WA 99208 Property Records

Spokane County property record for 8709 N K Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,201 sqft · built 2018
Lot Size	0.23 acres (10,017 sqft)
Owner	2 Individual Names on File
Last Sale	$390,685 (Aug 2018)
Tax Bill	$6,185 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26232.0606`

Property Details

APN / Parcel Number

Primary APN	`26232.0606`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,201 sqft Living Area
Gross Area	3,041 sqft
1st Floor Area	1,233 sqft
2nd Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,017 sqft (0.23 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Patio Area	196 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8709 N K CT
City	SPOKANE
State	WA
Zip	99208-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	FALCON RIDGE LT 6 BLK 2
Legal Range	42E
Legal Township	26N
Legal Section	23
Legal Subdivision	FALCON RIDGE
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1001
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8709 N K CT, SPOKANE, WA 99208-4342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit NUMERICA CREDIT UNION
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Aug 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 17, 2017	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	20186734867
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0005247132
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2026
Property Address	8709 N K CT, SPOKANE, WA 99208-4342
Document Number	0007510427
Instrument Date	Aug 18, 2026
Instrument	20267510427
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 N K CT, SPOKANE, WA 99208-4342

Mortgage

Document Number	0007510427,
Date	Aug 24, 2026
Instrument	20267510427

Lender

Name	NUMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2051

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8709 N K CT, SPOKANE, WA 99208-4342
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 N K CT, SPOKANE, WA 99208-4342

Mortgage

Document Number	0007289387
Date	Jun 12, 2023
Instrument	7289387

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8709 N K CT, SPOKANE, WA 99208-4342
Document Number	0006826972
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8709 N K CT SPOKANE WA 992084342, SPOKANE, WA 99208-4342

Mortgage

Document Number	0006826972
Date	Jul 30, 2019
Instrument	6826972

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 16, 2018
Property Address	8709 N K CT, SPOKANE, WA 99208-4342
Document Number	0006734867
Map Reference	VOL29 PG10A
Instrument Date	Aug 15, 2018
Instrument	6734867
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,959.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 N K CT, SPOKANE, WA 99208-4342

Mortgage

Document Number	0006734868
Date	Aug 16, 2018
Instrument	6734868

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 17, 2017
Property Address	8709 N K CT, SPOKANE, WA 99208-4342
Document Number	0006586596
Instrument Date	Mar 7, 2017
Instrument	6586596
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$1,785.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10310 N FLEETWOOD ST SPOKANE WA 992088600, SPOKANE, WA 99208-8600

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,185.00 (+2.33%)	$580,900 (-0.48%) Land $170,000 Building $410,900	$580,900 (-0.48%) Land $170,000 Building $410,900
2025	$6,044.00 (+11.66%)
2024		$583,700 (+25.91%) Land $90,000 Building $493,700	$583,700 (+25.91%) Land $90,000 Building $493,700
2023	$5,413.00 (+2.19%)	$463,600 Land $48,000 Building $415,600	$463,600 Land $48,000 Building $415,600
2022	$5,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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