8709 Cantera Ridge Rd, Temple, TX 76502 Property Records

Bell County property record for 8709 Cantera Ridge Rd, Temple, TX 76502

Property Summary

Property TypeUnder Construction
Details2,054 sqft · built 2022
Lot Size0.137 acres (5,998 sqft)
OwnerIndividual Name on Record
Tax Bill$4,243 (2023)
Deeds & MortgagesJul 2026 Mortgage
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0803767048

Property Details

APN / Parcel Number

Primary APN0803767048
Alternative APN
  • 508740

Interior

Stories1 Story
Building Area2,054 sqft Gross Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,998 sqft (0.137 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address8709 CANTERA RIDGE RD
CityTEMPLE
StateTX
Zip76502-6752
Property CategoryOther
Property TypeOther > Under Construction
Legal DescriptionLAKE POINTE TERRACE PHASE III, BLOCK 019, LOT 0053
Legal SubdivisionLAKE POINTE TERRACE PHASE III
Legal Block19
Legal Lot Number53
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1017
Census Tract20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8709 CANTERA RIDGE RD, TEMPLE, TX 76502-6752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK
Apr 18, 2023Vendor's Lien, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2023
Deed SaleApr 18, 2023
Deed Document Number2023016080
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateJul 16, 2026
Property Address8709 CANTERA RIDGE RD, TEMPLE, TX 76502-6752
Document Number0000035812
Instrument DateJul 10, 2026
Instrument202635812
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8709 CANTERA RIDGE RD, TEMPLE, TX 76502-6752

Mortgage

Document Number0000035812,
DateJul 16, 2026
Instrument202635812
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateApr 18, 2023
Property Address8709 CANTERA RIDGE RD, TEMPLE, TX 76502-6752
Document Number0000016080
Map ReferenceDOC 2021-65651A&B
Instrument DateApr 14, 2023
Instrument2023016080
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2023
Title CompanyDHI TITLE/CTRL TX, DHI TITLE OF CTRL TX TEMPLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8709 CANTERA RIDGE RD, TEMPLE, TX 76502-6752

Mortgage

Document Number0000016081
DateApr 18, 2023
Instrument2023016081
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,243.00 (+519.42%)$324,818 Land $24,960 Building $299,858$324,818 Land $24,960 Building $299,858
2022$685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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