8708 S Black River Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 8708 S Black River Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	17.6 acres (766,656 sqft)
Owner	Individual Name on Record
Last Sale	$6,800 (Mar 1992)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`231-014-400-009-00`

Property Details

APN / Parcel Number

Primary APN	`231-014-400-009-00`

Exterior

Lot Area	766,656 sqft (17.6 acres)

Location & Zoning

Street Address	8708 S BLACK RIVER RD
City	ONAWAY
State	MI
Zip	49765-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF NE1/4 OF SE1/4, SEC 14, T34N,R1E EXC: N 150FT OF E 291 FT ALSO EXC: A PAR 150FT N & S BY 291FT E & W IN TH SE COR.
Legal Range	01E
Legal Township	034
Legal Section	14
Legal Subdivision	S2 NE4 SE4 S14T34NR1E; E4 S14T34NR1E
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2095
Census Tract	960700

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FED OF NORTH
Sep 25, 2017	Deed of Trust, Mortgage FIRST FEDERAL OF NORTHERN MICHIGAN
Aug 25, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2021	Warranty Deed, Transfer
Jun 11, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 1992 · Amount on Record
Deed Sale	Mar 23, 1992 · Amount on Record
Deed Book / Page	562 / 144
Last Transfer Date	Jul 8, 2022
Transfer Doc	001491/582
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001351/0000000822
Date	Jan 12, 2018
Book Page	0000001351/0000000822

Lender

Name	FIRST FED OF NORTH

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01343/0024
Date	Sep 25, 2017
Book Page	1343/0024

Lender

Name	FIRST FEDERAL OF NORTHERN MICHIGAN
Address	ALPENA, MI 49707

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 25, 2022
Property Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732
Document Number	001491/582
Book / Page	1491 / 582
Instrument Date	Jul 8, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10739 DOUGLAS RD, TEMPERANCE, MI 48182-9728
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 21, 2021
Property Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732
Document Number	0001471/54
Book / Page	1471 / 54
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 11, 2020
Property Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732
Document Number	001414/772
Book / Page	1414 / 772
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8708 S BLACK RIVER RD, ONAWAY, MI 49765-8732

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,900 (-10.88%)	$209,800 (-10.88%)
2025	$2,006.00 (+1.88%)	$117,700 (+57.99%)	$235,400 (+57.99%)
2024	$1,969.00 (+106.61%)
2023		$74,500	$149,000
2022	$953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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