8707 Memory Trl, Wonder Lake, IL 60097 Property Records

McHenry County property record for 8707 Memory Trl, Wonder Lake, IL 60097

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,746 sqft · built 2008
Lot Size0.17 acres (7,408 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Jan 2016)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-13-376-010

Property Details

APN / Parcel Number

Primary APN08-13-376-010

Interior

Bedrooms2 Beds
Stories2 Stories
Building Area1,746 sqft Living Area

Exterior

Year BuiltBuilt 2008
Architectural StyleSplit Level
Lot Area7,408 sqft

Location & Zoning

Street Address8707 MEMORY TRL
CityWONDER LAKE
StateIL
Zip60097-8408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0002878 LT 18 BLK 4 HIGHLAND SHORES WONDER LAKE UNIT 3
Legal Range07E
Legal Township45N
Legal Section13
Legal SubdivisionHIGHLAND SHORES
Legal Block4
Legal Lot Number18
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGREENWOOD
Census Block Group2
Census Block2022
Census Tract870404

Owner

8707 Memory Trl is owned and occupied by an individual who bought it in January 2016.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address8707 MEMORY TRL, WONDER LAKE, IL 60097-8408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2016 · Amount on File
Deed SaleJan 26, 2016 · Amount on File
Prior SaleMay 20, 2009
Deed Document Number2016R0002878
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address8707 MEMORY TRL, WONDER LAKE, IL 60097-8408
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016741
DateMar 26, 2021
Instrument2021R0016741
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGreenwood Township
Unified School DistrictWoodstock Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$50,833 Land $5,644 Building $45,189$152,499 Land $16,932 Building $135,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8707 Memory Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8707 Memory Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWONDER LAKE
serves 3,870 people · EPA ID IL1115750
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb
Copper1.9 mg/L (2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Memory Trl

Nearby Streets

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