Anne Arundel County property record for 8706 Downey Rd, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,036 sqft · built 1920 |
| Lot Size | 1.57 acres (68,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Nov 2018) |
| Tax Bill | $4,616 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-741-04745350 |
| Primary APN | 04-741-04745350 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 68,523 sqft |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 74104745350 |
|---|---|
| Street Address | 8706 DOWNEY RD |
| City | SEVERN |
| State | MD |
| Zip | 21144-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 54 55 SEVERN LEA |
| Legal Subdivision | SEVERN LEA |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 740105 |
8706 Downey Rd is owned and occupied by two individuals who acquired it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Aug 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Nov 9, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Aug 28, 2018 | Grant Deed, Foreclosure LENDERLIVE SETTLEMENT SERVICES LLC |
| Mar 19, 2018 | Deed in Lieu of Foreclosure, Foreclosure LENDERLIVE SETTLEMENT SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Prior Sale | Mar 19, 2018 · Amount on File |
| Deed Book / Page | 32647 / 74 |
| Last Transfer Date | Jun 22, 2021 |
| Transfer Doc | 0373030497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0379670096 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 37967/96 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 4, 2021 |
| Property Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Document Number | 0373030497 |
| Book / Page | 37303 / 497 |
| Map Reference | MB 22 PG 39 PL 10 |
| Instrument Date | Jun 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Document Number | 37303500 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 37303/500 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 9, 2018 |
| Property Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Document Number | 0326470074 |
| Book / Page | 32647 / 074 |
| Map Reference | CAB04 PL10 MB22 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 8267 QUARTERFIELD RD, SEVERN, MD 21144-2712 |
| Document Number | 0003264779 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 32647/79 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 28, 2018 |
| Property Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Document Number | 0324320187 |
| Book / Page | 032432 / 000187 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 19, 2018 |
| Property Address | 8706 DOWNEY RD, SEVERN, MD 21144-2934 |
| Document Number | 0319330040 |
| Book / Page | 031933 / 000040 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 4, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8706 DOWNEY RD SEVERN MD 211442934, SEVERN, MD 21144-2934 |
The 2025 property tax bill for 8706 Downey Rd was $4,616 with a homeowner's exemption, up 2.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,867 (+2.56%) | $469,200 (+7.69%) Land $208,100 Building $261,100 | |
| 2025 | $4,616.00 (+2.21%) Homeowner's exemption | $435,700 Land $208,100 Building $227,600 | $435,700 Land $208,100 Building $227,600 |
| 2024 | $4,516.00 (+17.45%) | ||
| 2023 | $3,845.00 Homeowner's exemption | $383,167 | $435,700 Land $208,100 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8706 Downey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8706 Downey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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