8706 Desert Cloud Ln, Houston, TX 77040 Property Records

Harris County property record for 8706 Desert Cloud Ln, Houston, TX 77040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,165 sqft · built 2000
Lot Size0.216 acres (9,405 sqft)
OwnerIndividual Name on File
Last Sale$276,100 (Feb 2001)
Tax Bill$7,029 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN120-410-002-0030

Property Details

APN / Parcel Number

Primary APN120-410-002-0030

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,165 sqft Living Area
1st Floor Area1,876 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,405 sqft (0.216 acres)
View / LotPrimary
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area327 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1204100020030
Street Address8706 DESERT CLOUD LN
CityHOUSTON
StateTX
Zip77040-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 30 BLK 2 LAUREL CREEK SEC 4
Legal SubdivisionLAUREL CREEK SEC 4
Legal Block2
Legal Lot Number30
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1000
Census Tract534205

Owner

8706 Desert Cloud Ln is owned and occupied by an individual who bought it in February 2001.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address8706 DESERT CLOUD LN, HOUSTON, TX 77040-6907
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2001 · Amount on File
Deed SaleFeb 5, 2001 · Amount on File
Prior SaleFeb 5, 2001
Deed Document Number2001861745
Deed Book / Page53717 / 1992
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address8706 DESERT CLOUD LN, HOUSTON, TX 77040-6907
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000723420
DateDec 20, 2021
Instrument2021-723420
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 8706 Desert Cloud Ln was $7,029 with a homeowner's exemption, down 9.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459,267 (+3.63%) Land $77,830 Building $381,437$459,267 (+3.63%) Land $77,830 Building $381,437
2025$7,029.00 (-9.29%) Homeowner's exemption$443,196 Land $77,830 Building $365,366$443,196 Land $77,830 Building $365,366
2024$7,749.00
2023$465,629 Land $77,830 Building $387,799$465,629 Land $77,830 Building $387,799
2022$2,389.00
2020$2,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8706 Desert Cloud Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims3 (2001–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8706 Desert Cloud Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINDFERN FOREST UTILITY DISTRICT
serves 7,170 people · EPA ID TX1010924
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Desert Cloud Ln

Nearby Streets

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