Whiteside County property record for 8705 Winter St, Rock Falls, IL 61071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2019) |
| Tax Bill | $7,946 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721252013 |
| Primary APN | 1721252013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Lot Area | 77,101 sqft (1.77 acres) |
|---|---|
| Garage Type | Attached |
| Account Number | 101004 |
|---|---|
| Street Address | 8705 WINTER ST |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS - PHASE III LOT 45 |
| Legal Subdivision | FOUR SEASONS |
| Legal Phase | 3 |
| Legal Lot Number | 45 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | MONTMORENCY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1800 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8705 WINTER ST, ROCK FALLS, IL 61071-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STERLING FEDERAL BANK |
| Aug 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage STERLING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Nov 25, 2014 · Amount on Record |
| Deed Document Number | 20194326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 8705 WINTER ST, ROCK FALLS, IL 61071-8814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202103842 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021-03842 |
| Name | STERLING FEDERAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Aug 14, 2019 |
| Property Address | 8705 WINTER ST, ROCK FALLS, IL 61071-8814 |
| Document Number | 0000004326 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 4326 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8705 WINTER ST ROCK FALLS IL 610718814, ROCK FALLS, IL 61071-8814 |
| Document Number | 4327 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 4327 |
| Name | STERLING BK |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 13, 2044 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Montmorency Township |
| Elementary School District | Montmorency Community Consolidated School District 145 (KG - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,946.00 | $100,830 Land $8,953 Building $91,877 | |
| 2024 | $302,490 Land $26,859 Building $275,631 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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